PlantSat–Parametric Insurance

PlantSat is Nepal's parametric agriculture insurance app — so that farmers and cooperatives can protect their crops and livestock from unpredictable climate.

You don't wait months for a claims inspector. When the weather crosses a defined limit — too hot, too many heat stress days — your insurance pays out automatically.
No arguments. No guessing. Just protection that works.

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🌾 What you can insure
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Crop Insurance (Maize & Other Crops)
Protect your harvest if temperatures rise above the level your crops can tolerate.
If the heat in your district crosses the trigger point — your payout is automatic.
Available for farmers in Kailali, Bardiya, Kanchanpur, Dang, Banke, and
Kapilvastu districts.

Livestock Insurance
Protect your cattle and buffalo from heat stress losses. If the heat stress index
in your area climbs too high — the insurance pays out, no inspection required.

Index-Based & Satellite Insurance
Coverage based on independently verified weather and satellite data — not someone's
opinion. If the index says it happened, you get paid.

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📍 What you can do in PlantSat
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• Find out which insurance products are available in your district
• Join through your cooperative or register as an individual to get covered
• See your active insurance policy and what it covers
• Check live weather conditions and heat levels for your district right now
• Track how many hot or high-stress days have built up this season —
and know whether a payout is likely coming
• View the full history of temperature readings in your area
• Know exactly when your insurance trigger has been reached — before anyone calls you

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🌡️ Know when your payout is triggered
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The app shows you today's temperature or heat stress reading for your weather
station — and tells you clearly whether your district crossed the payout trigger.

• Green = below the limit, no event this day
• Orange or Red = trigger crossed — a payout event may apply to your policy

You never have to wonder whether your insurance applies. PlantSat shows you.

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Who is PlantSat for?
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PlantSat is for farmers and cooperative members across Nepal who want real
protection against real weather risks — and want to see exactly what is happening,
in real time, in their own language.

If you grow crops or raise livestock in Nepal, PlantSat is your climate insurance —
in Nepali, in the Nepali calendar, on your phone.

Get covered. Stay informed. Get paid when it matters.