PJF Loan – Cash Credit

Company Information
Company Name: PJF LENDING INC.
SEC Registration No. CS201917524
Certificate of Authority No. 3143

About PJF Loan

PJF Loan is a mobile-based financial service platform operated by PJF LENDING INC.
The application provides users with a digital environment to submit financial service applications, review available terms, and manage related information through a guided and transparent process.
PJF Loan emphasizes clear information display, structured steps, and user awareness throughout the application journey. Key details such as applicable charges, interest information, repayment periods, and important conditions are presented within the app before any user confirmation is required.
PJF LENDING INC. operates in line with applicable local requirements and adopts reasonable administrative and technical measures to help protect user information and maintain system reliability.

Service Information
Lending Overview
This application offers personal lending services with approved amounts ranging from ₱1,000 to ₱50,000. Repayment periods are available from 91 days up to 360 days, subject to user eligibility and selected terms.
Rate Disclosure
Annual Percentage Rate (APR): up to 30%

Interest is calculated on a daily basis according to the approved loan amount and the actual loan duration.

Representative Example
For illustration purposes, if a borrower receives ₱10,000 with a repayment period of 91 days at an annual interest rate of 18%, the charges would be calculated as follows:

Interest amount:
₱10,000 × 18% ÷ 365 × 91 = ₱449

Total repayment amount:
₱10,000 (principal) + ₱449 (interest) = ₱10,449

Estimated monthly repayment:
₱10,449 ÷ 3 ≈ ₱3,483

Important Notice
Final loan terms, interest rates, and repayment amounts will be clearly presented within the application before the user confirms any agreement.


Platform Highlights
Guided Application Flow
A step-by-step digital process designed for ease of use.
Transparent Information
Relevant terms and conditions are presented clearly before confirmation.
Data Protection Measures
User data is handled in accordance with applicable legal and security standards.
Status Visibility
View application and repayment-related information within the app.
User Support Access
Assistance channels are available for general usage inquiries.

How to Use

Install the PJF Loan application

Complete required information

Submit a service application

Review status updates and details

Manage related records within the app

Basic Requirements

18 years of age or above
Valid identification and active mobile number
Resident of the Philippines

Contact Details
Email: leakayemartinez@pjflending.com
Office Address: 303 Unsang Street Barangay Dirita-Baloguen, Iba, Zambales, 2201 Philippines