Pinjam Modal

Name: Pinjam Modal
Rating: 4.365854 (33258 reviews)
Author: PT Finansial Integrasi Teknologi

By: PT Finansial Integrasi Teknologi

Application for business capital applications. The company is licensed and supervised by the OJK.

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Features & Capabilities

Pinjam Modal adalah aplikasi pinjaman modal usaha dan pinjaman karyawan yang mempertemukan peminjam tanpa agunan dengan pemberi pinjaman melalui proses cepat dan mudah. Beroperasi sebagai PT Finansial Integrasi Teknologi (anak usaha PT BFI Finance Indonesia, Tbk.), Pinjam Modal berizin dan diawasi oleh OJK (KEP - 20/D.05/2020) serta memiliki sertifikasi ISO 27001 untuk layanan agregator keuangan, memastikan perlindungan data dan keamanan informasi.

Produk utama meliputi pinjaman karyawan untuk perusahaan mitra dengan plafon Rp1.000.000–Rp10.000.000 dan tenor 91–180 hari (bunga 1.5%/bulan, maksimal APR 18%). Proses pendaftaran mudah lewat akun, pengisian data pribadi, dan keputusan kredit dalam <2 jam. Pencairan disalurkan ke rekening payroll dan angsuran dikelola melalui pemotongan gaji untuk memudahkan pembayaran. Dukungan pelanggan tersedia via email dan media sosial pada jam operasional Senin–Jumat 09:00–17:00.

User Growth & Download Statistics

App Payments Privacy & Security

By:

PT Finansial Integrasi Teknologi

Downloads:

2,264,018 2.64K

Rating:

4.37

(33,258) 9 ratings

Version:

0 Last updated: 2025-11-27

Publisher country:

Email:

cu*****@pinjammodal.id

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-05

Compare stats and ranking:

Ranking

# 40,976 ▼ 79

For Developers

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Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

PT Finansial Integrasi Teknologi

Google Play Store

https://play.google.com/store/apps/details?id=com.pinjammodal

Email:

cu*****@pinjammodal.id

Website:

https://www.pinjammodal.id/

User Reviews

Pinjam Modal appears mixed: several reviewers call it good and useful for lending needs, with some praising UI/UX and customer service; others warn of restricted access (only for employees of partner companies), potential scams and data privacy concerns, and frequent technical issues. Recurring complaints include slow performance, difficulty registering, inability to upload photos, and the app being inaccessible. A number of reviews also report upfront fees and threats of legal action, with funds rarely or never delivered. Overall, the app is seen by some as helpful for borrowing, but legitimacy, usability and privacy concerns overshadow the positives.

Pros

Overall positive reception; several reviews describe the app as good or Bagus.
Useful for users who need loan funding.
UI/UX praised; one review notes fast processing and good customer service.
Some users perceive the app as safe and trustworthy.

Cons

Access is restricted to employees of partner companies, not available to the general public.
Perceived illegality and scams; warnings about illegal lenders and potential data privacy issues.
Technical issues: slow performance, registration difficulties, inability to upload photos, and general inaccessibility.
Upfront payment demanded before funds are released (e.g., 1 million rupiah), with threats of legal action.
Data collection and rejection after data is collected; harvesting applicant data without clear consent.