PinjamSaku - Pinjaman online

Amidst the rise of online loans, PinjamSaku is a choice you can truly trust. Transparent from the start, completely secure, and always there to help you.

【PinjamSaku's Commitment to You】
✅ 100% transparent fees
Before you press the "Apply" button, all fee details—interest, total installment, due date—are clearly displayed on the screen. No figures are changed mid-process.

✅ No pressured collection
We do not collect through intimidation or pressure. Our collection process is humane, professional, and complies with applicable codes of ethics.

✅ Your personal data is safe with us
Your ID card information, bank account information, and personal data are protected with multiple layers of encryption. We never sell or share your data.

【Product Details】
Loan limit: IDR 600,000 — IDR 20,000,000
Term: 3 months / 6 months / 12 months (90 - 360 days)
Daily interest rate: 0.03%
Maximum annual interest rate (APR): 18%.
Admin Fee: Clearly stated before application and remains unchanged.

[Cost Calculation Example]
Loan of IDR 2,000,000, 6-month term (180 days)
Total interest: IDR 108,000
Total payment: IDR 2,108,000
(All figures are fixed from the start, no additional fees)

[Application Requirements]
* Indonesian Citizen (WNI)
* Age 21-55 years
* Have a steady income or active business
* Have a bank account in your own name

⚠️ This service is only available to users aged 21 and over

[How to Register]
1. Download & register (2 minutes)
2. Fill in your details & upload your ID card
3. Wait for the AI ​​decision (approximately 3 minutes)
4. Funds will be transferred to your account within 15 minutes of approval.

[User Protection]
🔒 256-bit AES encryption for all data
🔒 No access to your phone's contacts or gallery
🔒 Full privacy policy available in the app
🔒 Customer service is ready to help 24/7

📞 PinjamSaku Customer Service: Every day from 8:00 AM to 10:00 PM WIB

PinjamSaku—Borrow with peace of mind, repay easily.
Because your trust is everything to us.