FamArca: AI Family Budget

Expense tracker for personal finance and family budget. Speak the expense or snap a receipt — AI does the typing in seconds.

FamArca is an AI expense tracker and money manager for personal and family finance, scaling from solo use to a shared household budget. Use it alone — or connect your family for a shared budget where everyone keeps their own categories and accounts, but the household sees the full picture.

AI voice and receipt scanning

Describe a purchase out loud or take a receipt photo. AI handles the typing. Voice input works in 15 languages. Receipt scanning uses on-device OCR with auto-crop and perspective correction, plus AI to extract merchant, amount, date, and category. Premium tier sets the monthly AI quota.

Family budget done right

Solo or family — both work. When you connect a family group, every member keeps their own categories and accounts, but you all see the group's transactions. Set shared budgets together. Create shared household accounts like vacation savings. Transfer money to family members — they get a push notification when it arrives. Your account balances stay private by default; share them with the group only if you want to. Built for couples, families, and roommates who want a shared view without a shared wallet.

No bank login. No data harvesting.

FamArca does not connect to your bank. There is nothing to break, no credentials to leak. Your data is encrypted on your device with SQLCipher and syncs offline-first across your devices via Google Firebase. Backups in Excel and JSON are always available. Your numbers stay yours.

What you can do:
• Add transactions by voice — describe the expense, FamArca creates it
• Snap a receipt — AI extracts merchant, amount, date, category
• Track expenses and income across multiple accounts and currencies
• Plan monthly budgets per category, overall, or for the whole family
• Save toward goals like vacation or emergency fund
• Sync across devices, offline-friendly
• Connect a family group and transfer between members

Multi-currency by transaction date

Each transaction is recorded in its native currency and converted using the exchange rate from the day it happened, not today's rate. Accurate accounting for travelers, freelancers, and families living across borders. Over 180 currencies supported.

Budgets, goals, debts, recurring

Set monthly budgets per category and FamArca warns you near the limit. Save toward goals like a vacation or an emergency fund. Track money lent or borrowed with full payment history. Set up subscriptions, rent, salary, and utilities once — FamArca creates them automatically every cycle.

Reports and Excel round-trip

Visual charts by category, family member, and period. Compare months, see trends, find where money quietly leaks. Drill down from a category into its subcategories. Export to Excel for deeper analysis — and import the file back when you've edited it.

Balance you can trust

A general ledger architecture means your balance never silently drifts. Backdate a transaction, edit it, delete it — the running totals recover correctly. Biometric or PIN unlock. AI consent that you can revoke any time.

Two tiers:
• Free — 10 accounts, basic tracking, 3 voice and 1 receipt with AI per month
• Premium — unlimited accounts, 100 voice and 100 receipts with AI per month, advanced reports

No ads.