Phundit

Build your emergency fund, invest with guidance, and stay financially healthy — all in one app.

Phundit helps young people build real financial security by starting with what matters most: an
Emergency Fund. Set a target, deposit consistently (auto or flexible), and earn interest as you
build a buffer that protects you from surprises.

Built for young professionals, students, and NSS personnel who want structure and
consistency with money.

What you can do with Phundit

● Build an Emergency Fund that protects you — set a target and track progress.
● Save consistently, your way — automated or flexible deposits that fit your income.
● Earn interest while you build your emergency fund — your Emergency Fund is
invested in a money market mutual fund, so your money works while you save.
● Choose the right investment style for each goal — access different fund options for different goals.
● Get guidance when you’re unsure — Zoe helps you make smarter money decisions.
● Stay motivated — streaks, milestones, and rewards for consistency.
● Invest to Own (Save to Own) (coming soon) — lock in a product, pay small-small, and
earn interest on your installments while you work toward owning it.
● Financial Health Score (coming soon) — track habits that can unlock better
opportunities over time.

How it works

1. Set a goal (Emergency Fund first).
2. Deposit consistently (auto or flexible).
3. Earn interest, track progress, and stay motivated.

Join thousands using Phundit to build emergency funds, earn interest, and stay financially consistent.

Phundit is designed with security in mind. Your funds are managed through SEC-licensed and BoG-regulated partners, and your activity is protected with modern security standards, so you can focus on building your financial future. Your Emergency Fund is invested in a money market mutual fund, with other fund options available for different goals. Returns can vary, but we’re built to help you save consistently, stay informed, and stay in control.

Download Phundit and start investing in your future.