Moniqo

Moniqo — Your Finances, Beautifully Simple.

Take control of your money with Moniqo — the personal finance tracker
built for India. Track every rupee, manage all your accounts, set
budgets, and understand your spending — all in one clean,
easy-to-use app.

Whether you earn a salary, freelance, or run a side business, Moniqo
helps you stay on top of your finances without the complexity.

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💰 TRACK EVERY TRANSACTION
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Log income, expenses, and transfers in seconds. Add a title,
category, account, date, and note — everything you need, nothing
you don't.

- Income, expense & transfer support
- 13 default categories (Food, Shopping, Transport, Bills, Salary & more)
- Create custom categories with your own emoji and color
- Full transaction history with search and filters
- Edit or delete any transaction anytime


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🏦 ALL YOUR ACCOUNTS IN ONE PLACE
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Add all your financial accounts and see your total net worth at a
glance. Moniqo supports every account type you use:

- Bank accounts (Savings, Current)
- Credit cards with due date tracking
- Cash entries (wallet, daily cash)
- Investments (mutual funds, crypto, gold & more)
- Loans with outstanding balance tracking

Every transaction automatically updates your account balance —
no manual calculations needed.


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📊 UNDERSTAND YOUR SPENDING
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See exactly where your money goes with clear, visual analytics.

- Donut chart breakdown by category
- Daily spend bar chart
- Filter by This Month, 3M, 6M, or 1 Year
- Income vs expense comparison
- Color-coded — green for income, red for expense


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🎯 SET BUDGETS. STAY ON TRACK.
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Create monthly budgets for any spending category and get a clear
picture of where you stand.

- Set a monthly limit per category
- Visual progress bars — green, amber, or red as you approach the limit
- See exactly how much you've spent and how much is remaining
- Get warned when you're close to your budget limit
- Overall monthly summary with total spent vs total budgeted


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✨ DESIGNED FOR INDIA
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- Indian Rupee (₹) only — no unnecessary currency clutter
- Sign in with your Indian phone number — simple OTP verification
- Or use the app as a guest with no account required
- Default categories match everyday Indian spending habits


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🔒 YOUR DATA, YOUR CONTROL
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- Guest mode — use the full app offline with no account
- Phone OTP sign-in — no passwords to remember
- Cloud backup & sync with Premium (your data is always safe)
- No third-party logins required


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⭐ PREMIUM — TAKE IT FURTHER
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All core features are completely free. Upgrade to Premium to:

- Remove all ads
- Unlock unlimited budgets
- Enable cloud backup & sync across devices
- Get priority support

Premium Lite: ₹49/month or ₹399/year
Premium Full: ₹149/month · ₹999/year · ₹2,499 lifetime
Subscriptions can be cancelled anytime from Google Play.


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📱 CLEAN. FAST. SIMPLE.
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Moniqo is built to be fast and distraction-free. No complex
spreadsheets, no bank linking, no unnecessary permissions.
Just a clean, beautiful app that helps you understand and
manage your money — every single day.

Download Moniqo free today. Your finances will thank you.

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Have feedback or need help?
We'd love to hear from you — reach us through the app's
Settings → Send Feedback.

Prices are in Indian Rupees (INR).
Subscriptions automatically renew and can be cancelled anytime