Personal Loan Calculator

Need clear numbers before you borrow? Personal Loan Calculator helps you plan a personal loan without guesswork.

Estimate your monthly EMI in seconds. Enter loan amount, interest rate, and tenure to see EMI, total interest, and overall repayment at a glance. A simple principal-vs-interest breakdown shows where your money goes.

Explore a full amortization schedule month by month—how much of each payment reduces the principal, how much goes to interest, and what balance remains. Useful when you want to understand the real cost of stretching or shortening your tenure.

Comparing two bank offers? Use Compare Loans to put EMI, interest, and total cost side by side so you can spot the cheaper option—not just the lower monthly payment.

Curious how much you might qualify for? The eligibility tool estimates borrowing capacity from your income and existing EMIs using a common FOIR-style guideline. Results are illustrative; your lender’s criteria may differ.

Already have a loan or planning one? Try the prepayment calculator. Model a lump-sum payment and see how it can cut interest and shorten the loan life—before you commit cash.

Prefer to learn as you go? Browse practical loan tips and an FAQ that explain EMI math, amortization, FOIR, and early repayment in plain language.

What’s inside
• Instant personal loan EMI calculator
• Amortization / repayment schedule
• Side-by-side loan comparison
• Income-based eligibility estimate
• Prepayment savings estimator
• Tips & FAQ for smarter borrowing

Figures are educational estimates only—not a loan offer or financial advice. Always confirm rates, fees, and eligibility with your bank or lender.

Download Personal Loan Calculator and plan your next personal loan with clearer numbers—and fewer surprises.