Pera4u

U-PESO.PH LENDING CORPORATION
SEC Registration No.：CS201814908
Certificate of Authority No.: 2718

Pera4u is a top-notch digital app that aims to provide express cash credit services to Filipino individuals in great need. We want to embrace diversity and innovation where you can now get the amount you need and solve your problem instantly. You can enjoy our digitized service for your various needs such as personal, business, bill payments, medical, rents, etc. Our clients can now enjoy our service through our simplified application process. The best part is we only require 1 government ID to proceed with your application and no collateral is needed. Yes, we made it the most convenient process without the need of leaving your home. We ensure that all your transactions with us will be safe and secured as we strictly comply with our client’s profile confidentiality. A lot of people have tried and tested our service and we want you to experience a smooth and transparent transaction just like others. We want the best for you so what are you waiting for? Start your application now and get instant cash!
Who can borrow? meet the following conditions
Philippine nationalities
18+ years old
Benefits of choosing Pera4u
Receive Instant cash
Paperless process and fast application 100% online
Safe and convenient
Several methods to receive money
No collateral needed
We only require 1 valid ID, around 10 types of cards are acceptable
Minimal fees and/or charges
Transparent transaction from application to repayment
You can monitor your account 24/7
We don’t tolerate harassment
Bigger offer for users with good credit history

Product introduction
Loan Term:
91 days to 365 days
Minimum period: 91 days
Maximum term: 365 days

Loan Amount:
From 2,000 pesos to 120,000 pesos

Maximum Annual Rate (APR):20%
For example:
If you choose a loan limit of P6,000.00 with a term of 180 days (6 months), the daily interest rate is 0.05% . Transaction fees for ₱50, service fees and other fees to 0, then you need to pay:
Service fee: ₱6000 * 0% = 0,
Actually paid-in amount: ₱6000-₱ 50 = ₱5950,
Must pay the total interest: ₱6000.00 * 0.05% * 180 = ₱540.00,
Every month should pay interest: ₱6000.00 * 0.05% * 30 = ₱90.00,
Every month should pay the principal: ₱6000.00/6 = ₱1000.00,
Bill including should pay the principal and interest of every months of reimbursement: ₱6000.00/6 + ₱90.00 = 1090.00,
Should pay, including principal and interest of the total payments: ₱6000.00 + ₱ 540.00 = ₱ 6540.00

• 7-Eleven,
• Bayad Center
• SM Department Store, Supermarket, Payment Counters and Savemore
• Robinsons Department Store and Supermarket
• LBC
• Cebuana Lhuillier

You can pay in full or in part at any time before the due date.
* Easy repayment plans enable you to pay in time.

* Personal security passwords ensure maximum protection of your identity
Share Pera4u with friends and get a bonus for the next loan
Make the success stories of millions of Pera4u customers inspire your journey.

Any problems? Visit https://pera4u.com/help.html for our FAQ.
Are you ready to start? Download the Pera4u application and start applying for a loan now.

The core function of the application is: SMS content (READ_SMS)
SMS: After confirming the loan agreement, the approved loan amount will be deposited into your account within 24 hours and a notification will be sent via SMS.

Contact Us
Email: cs@pera4u.ntesmail.com
Hours of Operations: 08:30-17:30, Monday to Saturday
12th Floor, Aseana Three Bldg.,, Macapagal Blvd.cor.Aseana Ave.,Tambo,CITY OF PARAnAQUE, NCR,FOURTH DISTRICT,Philipplines