PenSal - Pension & Salary App

PenSal is an independent app and does not represent any government entity. It is not affiliated with any government department.

PenSal – Pension & Salary Estimator for Pakistan Civil Servants

PenSal is a simple estimation utility for civil servants of Pakistan, covering federal employees and employees of all provinces. Estimate your pension, family pension, take-home salary, income tax and pay scale fixation in seconds.

PENSION & SALARY ESTIMATOR
Enter basic inputs to generate instant estimates for:
• Estimated Average Pay (editable for promotions or time scale revisions)
• Early Retirement Adjustment (with customizable percentage)
• Monthly Pension, including adhoc relief and medical allowance
• Commutation / Gratuity
• Restoration of the Commuted Portion of Pension
• Leave Encashment
• Family Pension (death after retirement)
• Salary Increase after the December Annual Increment
• Pension and Salary Increase after the Annual Budget
• Salary Income Tax after adjustment of December Usual Increment
• Final Revised and Tentative Pay Scales Fixation Charts

Choose between Superannuation, Voluntary Retirement and In-Service Death cases, or calculate Family Pension for death after retirement.

Side-by-Side Comparison
View federal and provincial estimates side by side on a single screen to compare regional differences.

Pay Scales & Tentative Pay Scales
Generate pay scale fixation charts for revised and tentative pay scales, view them on screen, and download or share them as a PDF or card.

Annual Budget Increase
Estimate how the increase announced in the annual budget changes your monthly salary and pension.

Clear Result Breakdown
Use the Summary, Breakdown and Comparison tabs, and tap through to see how key figures were calculated.

Save, Share & Export
• Save estimates in History for offline reference
• Share estimates as a PenSal Card
• Export reports as PDF

Why PenSal?
• Designed for Pakistani civil service needs
• Federal and provincial pension, salary and tax models
• Pension, family pension, salary and tax in one app
• Clean, simple interface
• No login or registration required

Note: All values are for personal estimation and planning only and may vary from official calculations. Please verify final figures with the concerned official department.

DISCLAIMER & NOTICE:
PenSal is an independent, non-governmental utility calculator developed solely for informational and estimation purposes. It DOES NOT represent, facilitate, or have any official affiliation with any government entity or department. All figures provided are estimates for personal planning only. For accurate, official, or authoritative figures, please consult the concerned government department or official office.

OFFICIAL GOVERNMENT DATA SOURCES:
The public data frameworks, tax slabs, and rules referenced for estimations in this app originate from official notifications published by the respective Finance Departments and the Federal Board of Revenue:
• Federal Finance Division: https://finance.gov.pk
• Federal Board of Revenue (FBR): https://fbr.gov.pk