PehchanPe Pulse

PehchanPe Pulse helps small business owners and self-employed entrepreneurs in India understand their financial health and check how much loan they qualify for - in minutes, from their phone.

Most small businesses can't easily show banks a clear financial picture. Pulse brings your real data together, scores it, and turns it into a lender-ready report you can act on.

WHAT YOU CAN DO
• Credit Pulse — fetch and understand your credit bureau report, score, and utilisation.
• UPI Pulse — analyse your GPay/PhonePe/Paytm activity to show your digital cash flow.
• Bank Pulse — upload your bank statement for an AI cash-flow analysis.
• GST & ITR Pulse — bring in your tax filing signals (optional).
• Loan Eligibility — get a clear GO / NO-GO verdict and an estimated amount across multiple banking partners/ lenders.
• Documentation & KYC — verify your identity with DigiLocker or Aadhaar, and capture the documents your loan application needs.
• AI Coach — ask plain-language questions about your credit, UPI, bank, GST or ITR.

WHY PEHCHANPE PULSE
• A single Pulse Score your business and lenders both understand at a glance.
• A lender-ready financial report that unlocks your loan journey.
• Secure, consent-based — your data is encrypted and used only to assess your eligibility.

PehchanPe Pulse is a product of MAKSPay Fintech Solutions Private Limited.