OTTO - Usaha Atur Keuangan

Name: OTTO - Usaha Atur Keuangan
Rating: 3.890244 (20962 reviews)
Author: PT. IndoArtha Perkasa Sukses

By: PT. IndoArtha Perkasa Sukses

Transaction, Investement, Insurance, Loan, Points

Features & Capabilities

OTTO - Usaha Atur Keuangan is an all-in-one digital financial application designed for smartphones to simplify how users manage their finances. Whether you want to handle payment transactions, make purchases, transfer funds, or keep track of financial records, OTTO provides a smooth and efficient experience.

Licensed by Bank Indonesia and registered with the Otoritas Jasa Keuangan (OJK), OTTO offers a variety of financial solutions tailored to your needs. Key features include OTTOCash electronic money for convenient payments at Indomaret, Alfamart, and merchants across Indonesia with QRIS support; SiManis instant gold digital investment starting as low as 0.01 grams; economical insurance options like Asuransi Receh and MyGadget for optimal protection; and Tunaiku loans ranging from IDR 2 million to 20 million with easy application and transparent terms.

Additionally, OTTO rewards you with points for transactions, redeemable for valuable rewards and usable for split payments through OttoPoint. OTTO's commitment encourages smarter financial management with the tagline #UsahaLebihBijakFinansial.

For support, users can contact customer service during operational hours or email directly. Download OTTO today and take control of your financial future seamlessly and securely.

User Growth & Download Statistics

App Payments Investing

By:

PT. IndoArtha Perkasa Sukses

Downloads:

2,548,386 191

Rating:

3.89

(20,962) 1 ratings

Version:

0 Last updated: 2025-08-22

Creation date:

2018-04-26

Publisher country:

Email:

ha*****@otto.id

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-12

Compare stats and ranking:

Ranking

# 37,512 ▲ 356

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

PT. IndoArtha Perkasa Sukses

Google Play Store

https://play.google.com/store/apps/details?id=com.pede.emoney

Email:

ha*****@otto.id

Website:

http://www.otto.id

User Reviews

OTTO is praised for its usability and breadth of services, enabling QRIS payments, top-ups, bill payments, electricity, and a range of financial features — all in one app. Users report fast, secure transactions, especially with QRIS, and appreciate low admin fees and promos. However, recurring drawbacks include app stability problems (disturbances, crashes, and occasional inability to open) and occasional failures to process certain biller payments. Overall, OTTO is useful and feature-rich, but reliability and payment flow consistency could be improved.

Pros

User-friendly interface and easy navigation
QRIS payments via scan are fast and reliable
Wide all-in-one feature set: pulsa, data, listrik, tagihan, OTTOMart, investasi, pinjaman, asuransi
Low admin fees and cheaper top-ups compared to competitors
Frequent promos and promotions (promo pulsa, OTTOKasbon, OTTOMart perks)

Cons

Stability issues: frequent disturbances, crashes, and sometimes the app won’t open
Some biller payments fail to process
Occasional performance issues and bugs affecting various flows