Payoff Genius - Debt Planner

Get out of debt faster with intelligent planning from Payoff Genius. We can help you track all your debt in one place and create a data-driven plan to help you pay it off the smart way.

Payoff Genius users love:

Smart Recommendations – Let us do the math on how you can get out of debt faster and pay less interest.

Effortless Debt Tracking – Your credit cards, loans, and other debts are pulled in and updated automatically.

Flexible Payoff Plans – We build a plan that works for your life and budget. Choose between debt snowball and debt avalanche strategies.

Easy-to-Use Calculators – Interactive debt payoff planner and educational content keep you informed and in control. Run scenarios to help you understand your options.


“…my favorite debt tracker I have used because it helped me understand how to prioritize my payments so there’s less interest.”

“It’s better than a debt snowball calculator because there’s more detail and my debts are updated automatically by the app. I’m more motivated to keep going!”

When it comes to tackling debt, the sooner you start, the better. Don’t spend another day feeling out-of-control. Take the first step toward financial freedom by downloading Payoff Genius now.

Note: Payoff Genius is a debt payoff planner, not a financial advisor or lender. Our tools help you manage and optimize your debt payoff strategy.