Paybyflip

FLIP: Credit Card Rewards, Offers & Optimiser

Get the most out of every credit card transaction.

Most credit card users miss out on rewards, cash back, and offers due to lack of visibility.
FLIP helps you maximise every transaction by recommending the best card to use, tracking rewards, and surfacing relevant offers — all in one place.

Simply add your credit cards and start making smarter payment decisions.

KEY FEATURES

Smart Credit Card Recommendations
Know exactly which card to use before making a payment.

• Choose the best card for maximum cash back or rewards
• Compare benefits across your cards
• Avoid using a sub-optimal card

Manage All Your Credit Cards in One Place

• View card-wise transactions and spending
• Check bill amounts and due dates
• Monitor reward points and usage
• Track card-level benefits and features

Offers, Deals and Brand Discounts

• View eligible credit cards for each offer
• Check cash back or discount details
• Understand conditions required to unlock offers
• Discover and combine offers for better savings

Gift Cards and Vouchers

• Purchase brand vouchers directly
• View discounts and supported brands
• Get the best card recommendation for purchase

Milestone and Reward Tracking

• Track spend progress toward milestones
• Know remaining amount to unlock benefits
• Identify cards with active milestone rewards

Spend Insights and Tracking

• Category-wise spending (shopping, travel, food, etc.)
• Monthly summaries
• Reward and cash back tracking

Use FLIP While Paying

• Works for both online and offline transactions
• Check the best card before paying
• Identify applicable offers instantly

Rewards and Flip Coins

• Earn Flip Coins through app usage
• Redeem coins for vouchers and rewards

SECURITY AND PRIVACY

• 256-bit encryption
• PCI DSS compliant systems
• Permission-based access control
• Sensitive data is never shared without consent

WHY USE FLIP

• Use the right credit card for every transaction
• Maximise rewards and cash back
• Never miss offers or milestones
• Manage everything in one app

Download FLIP and start getting better value from every transaction.

Contact: support@paybyflip.com