PayAm: Buy & Sell Safely

Never get scammed again. PayAm holds the money in the middle - the seller only gets paid when you get what you ordered.

Selling on Instagram or WhatsApp? Close more sales.
Your customers hesitate because "pay before delivery" has burned them before. PayAm removes that fear:
• Create a payment link in seconds and drop it in any chat or bio
• Your buyer pays PayAm, not you, so they finally stop hesitating
• Ship with confidence: the money is locked in before you send anything
• Get paid straight to your Nigerian bank account when delivery is confirmed
• Get verified, earn a Trust Badge, open your own shop page, and list on the PayAm marketplace

Buying from a vendor you have never met? You are protected.
• Your money is held by PayAm until you confirm you received what you paid for
• Seller does not ship? Automatic refund when their ship-by promise expires
• Something wrong? Open a dispute and our resolution team steps in
• Track every order from payment to delivery, with in-app chat and proof-of-dispatch photos

How it works, simple as 1-2-3
1. Buyer pays PayAm. The money goes into a secure vault, not the seller's pocket.
2. Seller delivers, knowing payment is secured.
3. PayAm releases the money when the buyer confirms delivery.

More PayAm power
• Group deals: split any purchase with friends, everyone pays their share
• Milestone deals: pay for big projects stage by stage, safely
• Ratings and reviews that build every seller's reputation
• Bank-grade encryption, NDPR compliant, payments processed by Paystack

Whether it's sneakers from an IG vendor, asoebi from your tailor, or gadgets from a stranger online - if you no see am, you no go lose your money.

Download PayAm - you order am, you pay am, we hold am till you get am.