Planejaí — Finanças & Hábitos

Organize your personal finances without spreadsheets and monthly fees.

Planejaí is the Brazilian personal finance app that handles the basics very well: you record expenses, pay installments, track the balance of various wallets, and see where your money is really going — all offline, on your phone.

✦ WHY PLANEJAÍ?

• Truly free — no premium plan, no locked features

• 100% offline — your data stays on your device, not on third-party servers

• No ads — nothing flashing, nothing distracting you

• No open finance request — you control what comes in

• Direct and silent interface — made for everyday use without getting tired

✦ WHAT YOU WILL DO

• Control expenses and income with categories and colors

• Multiple wallets — account, card, cash, all in one place

• Debt and installment management with due dates and payment status

• Automatic end-of-month projection (how much will be left over)

• 6-month visual history in a graph

• Top spending categories of the month

• Daily habits integrated into the home screen (subtle, without becoming a productivity app)

✦ WHO IT'S FOR

• Those who gave up on spreadsheets and want an app they actually use every day

• Those who have multiple accounts, Cards and get lost at the end of the month

• Who doesn't want to hand over bank statements to a finance startup?

• Who's tired of expensive apps and wants the basics done right?

✦ HOW IT WORKS

Download. Open. Add your wallets in 2 minutes. Start posting. The rest of the month is saved on your phone — no internet required.

Whenever you want, you can activate optional encrypted backup to have a copy in the cloud. Totally optional, you own your data.

✦ PRIVACY FIRST

• Local SQLite database (with optional encryption)

• Nothing is sent without your explicit permission

• LGPD-compliant code — you can export or delete everything at any time

• Privacy policy: https://planejai.pro/privacidade

✦ CONTACT AND SUPPORT

Question, suggestion, bug? Write directly to contatoplanejai@gmail.com

All feedback will be read and taken into consideration, always focusing on user experience and app usability.

Planejaí is an independent Brazilian project. Your feedback shapes the app.

✦ LEGAL NOTICE

Planejaí is a personal note-taking and visualization tool. We are not a financial institution, we do not access your bank account, and we do not process transactions. Financial decisions are your responsibility.