OTO: Buy Bikes at lowest price

Name: OTO: Buy Bikes at lowest price
Rating: 4.1666665 (10707 reviews)
Author: OTO Capital

By: OTO Capital

Buy Bikes | Get Attractive Offers| Fast delivery

Features & Capabilities

Looking to buy a new two-wheeler? OTO is your ultimate app for scooter and bike loans and purchases, serving over 75,000 satisfied bike owners. Instantly get bike loans with minimal paperwork, browse a wide range of motorcycles, scooters, and electric bikes from major brands like Honda, Yamaha, Royal Enfield, OLA, and more.

Enjoy up to 35% lower EMIs compared to traditional lenders, flexible financing options, and easy online application and approval processes. OTO also offers real-time bike health reports, effortless servicing at your convenience, insurance purchase and renewal in under a minute, and expense tracking for tolls, fuel, repairs, and more. Supported by reputable lending partners and providing fast delivery, OTO streamlines your entire two-wheeler buying experience.

User Growth & Download Statistics

App Shopping

By:

Downloads:

Rating:

Version:

0 Last updated: 2026-03-12

Publisher country:

Email:

su*****@otocapital.in

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-04

Compare stats and ranking:

Ranking

# 58,665 ▼ 44

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

OTO Capital

Google Play Store

https://play.google.com/store/apps/details?id=com.oto.android.app

Email:

su*****@otocapital.in

Website:

https://otocapital.in/

User Reviews

OTO app users appreciate the easy-to-use interface, fast loan approvals, and helpful customer service representatives like Arun. The app also offers competitive bike deals and flexible repayment options. However, many users complain about poor overall customer support, delayed documentation such as NOCs, payment mismanagement showing dues despite timely EMI payments, hidden charges during loan closure, and unfulfilled promotional promises. These issues lead to significant dissatisfaction and warnings to potential users about reliability and service quality.

Pros

The app is easy to use with a smooth and seamless loan application and approval process.
Customer service agents like Arun are praised for being courteous, helpful, and responsive, resolving issues effectively.
The app offers fast loan approvals and flexible repayment options, making financing accessible and convenient.
Users have found good deals and competitive prices on bikes through the app.
Some users appreciate quick resolution of problems when customer support responds promptly.

Cons

Customer support is frequently reported as unresponsive, slow, or non-existent, with many calls unanswered and emails ignored.
Delays in processing important documents such as NOC (No Objection Certificate) and vehicle-related paperwork, often exceeding mandated timeframes, causing frustration.
Issues with loan account updates where payments reflect late or pending despite timely submission, leading to confusion and extra charges.
Additional and unclear charges during loan foreclosure or vehicle NOC retrieval, with poor communication on these fees.
Promises made by the app or company, such as free product offerings, sometimes are not honored, leading to distrust.

Recent reviews

Very bad customer support this oto app & customer call service not pick-up 1 week waiting for my loan foreclosure.WhatsApp also not give proper response always team office line only better you close this company don't chitting people's and valuable time & money.At the time given loan many call from them after 1 month know one response and call pick up also. My experience give one suggestion don't buy bike loan & any other loan this app.this company NOC taken time 45 working days so you pay 1-emi

Cr*****, 2025-02-03

"I had a good experience with OTO when paying off my first loan on time, so I applied for a second one. However, this time was completely different. The process was frustrating, with unnecessary delays and poor customer service. Despite my solid payment history, I was treated poorly and faced constant issues. Very disappointed, and I’ll be looking for other loan providers in the future."