OPEN – AP

Simplify Your Accounts Payable with OPEN Money

Stop chasing paper invoices and manual approvals. OPEN Money is a modern, mobile-first Accounts Payable (AP) automation platform built for growing businesses and finance teams.

From invoice capture to approvals and instant vendor payouts, manage your entire AP workflow securely anytime, anywhere.

Key Features

Smart Invoice Capture (OCR)
Capture invoices via camera, email, file upload, ERP sync, or manual entry.
AI-powered OCR extracts line items, taxes, and vendor details automatically.
Detect duplicate bills with intelligent validation.
Auto-tag invoices by vendor, department, cost center, or project.

Customizable Approval Workflows
Create unlimited approval flows based on vendor, department, or invoice value.
Enable maker-checker rules with role-based permissions.
Get instant mobile and email notifications for pending actions.
Maintain a complete audit trail for compliance and reporting.

Connected Banking for Direct Payouts
Link current accounts from 16+ major banks.
Pay vendors via UPI, NEFT, RTGS, or IMPS directly from the app.
View real-time balances and multi-bank statements in one place.
Schedule bulk, recurring, or vendor-specific payouts.

2-Way ERP Integrations
Seamless sync with Tally, Zoho Books, NetSuite, Microsoft Dynamics, and more.
Auto-import vendor masters, bills, and cost centers.
Reverse-sync payment status and journal entries.
Map GL accounts and cost centers for accurate accounting.

Smarter Vendor Management
Auto-extract vendor details from invoices or add them manually.
Verify PAN, GSTIN, and MSME registration.
Onboard vendors using secure, link-based submissions.
Store documents, communication history, and transaction trails.

Maximize Input Tax Credit (ITC)
Improve cash flow by paying vendors based on GST compliance health.
Set rules to block or defer payments to non-compliant vendors.
Reconcile GSTR-2A and GSTR-2B with your purchase register.
Maintain accurate GST documentation for ITC claims.

Cash Flow and Payables Visibility
View outstanding payables, due dates, and vendor ageing in one dashboard.
Track bill status including Pending, Approved, Rejected, and Paid.
Get actionable insights to prioritize payouts and manage cash flow.

Bank-Grade Security
End-to-end encryption with secure banking infrastructure.
Role-based access controls and complete workflow auditability.
Designed to meet enterprise-grade security standards.

Put your Accounts Payable on autopilot.
Download OPEN Money today and transform your AP process from invoice capture to instant vendor payments.