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FIRE Calculator - Check how much time you have left until financial freedom

At what age can I retire?

Enter just 6 pieces of information to calculate your potential retirement age based on a 4% Safe Withdrawal Rate (SWR).

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📊 FIRE Simulation

• Input age, monthly income, monthly expenses, current assets, return on investment, and retirement living expenses

• Calculate target asset arrival time based on compound annual growth rate

• Calculate retirement assets based on the 4% rule (Trinity Study)

🏆 FIRE Rating Assessment

• EXTREME FIRE: Retire before age 40

• FIRE: Retire between ages 40 and 49

• COAST FIRE: Retire between ages 50 and 59

• SLOW FIRE: Retire between ages 60 and 69

💰 Comparison of 5 Investment Types

• Cash & Deposits (2.5%)

• Mixed Investment (5%)

• ETFs & Index Funds (7%)

• Real Estate (5.5%)

• Aggressive Portfolio (10%)

📉 Loss Analysis

Coffee costs, delivery apps, subscription services, impulse shopping...

How much retirement [cost] would you save if you reduced each expense? Check at a glance if your retirement is coming a year sooner.

✅ Daily Savings Challenge

• Check your savings items daily (coffee, delivery, subscriptions, shopping)

• Add your own savings items

• Track your savings history with a calendar

• Check accumulated savings & time shortened to retirement

📰 Newspaper Concept Design

A unique UI that announces your retirement age in a breaking news format.

Capture the results as cards and share them on social media.

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FIRE (Financial Independence, Retire Early) is a financial strategy for achieving financial freedom and retiring early.

If you accumulate 25 times your annual living expenses through high savings rates and investments,

you can maintain your retirement lifestyle by withdrawing 4% annually.

This calculator is for simulation purposes only; please consult a professional for actual financial planning.