Ogvio: Global Dollar Account

Global Dollar Account With Zero Fees


Get a real US bank account in your name. Receive from Stripe, Upwork, clients, or USDC. Hold funds in dollars. Earn yield. Send money to family. Cash out to your local bank instantly. Zero fees on everything.

Get Paid From Anywhere



Get your own US bank account with routing and account numbers - give it to any client or platform. Plus EUR, GBP, and AED virtual IBANs, local currency accounts in NGN, KES, BRL, and 10 more currencies, and a USDC wallet. All free, all in one app.

Cash Out Instantly, Zero Fees


Convert to NGN in 30 seconds, KES in 12 seconds, PKR via Raast - instant, BRL via PIX in 48 seconds. Access 30+ currencies in 50+ countries. The rate you see is the rate you get, no hidden charges.

Hold in Dollars - Stop Losing to Inflation


Your balance holds value in USD. No more watching your local currency depreciate while your money sits in a local bank. Cash out when you need to. Keep the rest in dollars.

Earn Up to 3.5% APY


Your balance earns while it sits. No lock-up. No fees. Withdraw anytime. Whatever your balance earns stays 100% yours.

Cash Out Crypto in One Tap


Send USDC to your Ogvio wallet. Cash out to your local bank in seconds. No P2P. No spread. No waiting. Zero fees.

Send Money to 50+ Countries


Support family, pay freelancers, settle bills - send money to anyone with a bank account. They receive every cent. Instant. Zero fees between Ogvio users.

Your Money Is Yours


Ogvio is non-custodial. Your funds sit in your own wallet, not ours. We can't access it, freeze it, or reverse your transactions. Protected by 256-bit AES encryption. Powered by Privy wallet infrastructure.

Refer & Earn

Bring digital earners to Ogvio. Earn up to $20 per qualified user. Or join our affiliate program - get 0.5% of fiat volume for life. The more people you bring in, the more you earn!