CashFlow – Offline Expense Tracker & Budget Planner

CashFlow is an offline personal finance app that helps users track income, expenses, budgets, bills, and account balances. All financial data is stored locally on the user's device, with optional backup support.

## Key Features

### Expense & Income Tracking

* Record income and expense transactions.
* Organize transactions using customizable categories.
* Add notes, tags, and receipt images to transactions.
* Search and filter transactions by date, category, or keyword.

### Budget Management

* Create monthly, weekly, or custom budgets.
* Set spending limits for different categories.
* Compare budgeted amounts with actual spending.
* Carry forward unused budget amounts.
* Receive notifications when approaching budget limits.

### Bills & Recurring Transactions

* Create bill reminders with notifications.
* Track recurring income and recurring expenses.
* View upcoming bills in a calendar.
* Mark bills as paid or pending.

### Reports & Analytics

* View spending and income summaries.
* Analyze expenses by category.
* Compare monthly and yearly financial activity.
* Export reports in PDF or CSV format.

### Multiple Accounts

* Manage multiple cash accounts, bank accounts, cards, and digital wallets.
* Transfer money between accounts.
* View balances for all accounts in one place.

### Backup & Security

* Store data locally on the device.
* Create encrypted local backups.
* Optionally back up data to Google Drive.
* Restore data when changing devices.
* Protect the app with a PIN or fingerprint lock (supported devices).

### Privacy

* Works completely offline.
* No advertisements.
* No third-party advertising SDKs.
* Your financial data remains under your control.

CashFlow is designed for individuals who want to manage personal finances, monitor expenses, plan budgets, and keep their financial records private while using an offline-first application.