ofelos – Gesundheitsbudget

Your health budget. Finally easy to use.

ofelos is the app for employees with company-sponsored health insurance (bKV). Take a photo of the invoice, submit it, and get reimbursed – usually within 5 business days. Personal support from the ofelos team.

WHY OFELOS?

We make your company-sponsored health insurance as easy as possible. Instead of paper, phone calls, and waiting times, you handle everything in one app – budget, invoices, bank details, appointments. Insurer-independent: Allianz, Barmenia, Gothaer, Hallesche, HanseMerkur, Nürnberger, R+V, Signal Iduna, and other partners.

KEEP AN EYE ON YOUR BUDGET

• Remaining budget and expiration date always visible
• Complete overview of your plan's benefits
• Smart reminders to ensure you don't miss a single euro of your budget

SUBMIT INVOICES IN SECONDS
• By photo, document upload, or scan – no paperwork
• Reimbursement typically within 5 business days
• Claims can be submitted retroactively for up to 3 years

TAKE CONTROL
• Store or change your bank details in the app
• View your insurance and plan information anytime
• Update your address and contact details yourself

OVER 300 HEALTH BENEFITS
Glasses, dental care, massage, alternative medicine practitioners, preventative care, medication, private treatment, acupuncture, preventative health courses, and much more – flexibly combinable and usable throughout Europe.


MEDICAL SERVICES

• Specialist appointment service: on average, 42 days less waiting time

• Doctor video consultations 365 days a year

• Telemedicine worldwide, even on vacation

HEALTH COURSES INCLUDED

Concise lessons on nutrition, stress management, mindfulness, and exercise. Practical, easy to integrate into everyday life, and free in the app.

PERSONAL SUPPORT – DIRECTLY IN THE APP

• Report issues directly from the app – no phone call, no hotline

• Quick response from the ofelos team

• We handle contact with the insurer for you

DATA PROTECTION FIRST

Your employer cannot see how you use your budget. Your health data remains confidential – GDPR compliant, hosted in Germany.

WHO IS OFELOS FOR?

The app is for employees whose employers offer a health budget through ofelos.

More information: ofelos.net