NurSpend

Take control of your finances with NurSpend — the privacy-first budget tracker that keeps your data on your device.

Features:

• Smart Dashboard — See your SafeToSpend balance, monthly spending, and savings progress at a glance
• AI-Powered Insights — Get personalized spending recommendations, detect late-night spending patterns, paycheck cycles, and new merchant alerts
• 6 Budget Frameworks — Choose from 50/30/20, Zero-Based, Envelope, Pay Yourself First, Reverse Budgeting, or none
• Savings Goals — Set goals with deadlines and track progress. Get alerts when you're off-track
• Debt Tracking — Record debts, log payments, and calculate payoff plans with Snowball or Avalanche strategies
• Recurring Transactions — Automatically track subscriptions and bills
• Receipt Photos — Attach receipt photos to expenses
• Multi-Currency — Track expenses in 12 currencies with live exchange rates
• Privacy-First — Your data stays on your device. Optional encrypted cloud backup
• Biometric Lock — Secure with fingerprint or face recognition
• Dark & Light Mode — Beautiful interface that adapts to your preference

No accounts. No ads. No data selling. Just smart budgeting that respects your privacy.