Nudge Invest: Portfolio

Nudge Invest is a private, offline-first portfolio tracker for everyday investors. Log what you own, see how it's really doing, and keep every number on your own device. No accounts. No sign-up. No ads. No cloud.

Built for people who want a clear, honest view of their investments — without handing their financial life to yet another online service.

— TRACK EVERYTHING YOU OWN —
• Stocks, ETFs and funds, REITs, crypto, and stablecoins
• Log Buy, Sell, Dividend, and DRIP (dividend reinvestment) transactions
• Multi-currency support with your own exchange-rate table
• See where each holding is kept: broker, exchange, or wallet

— THE NUMBERS THAT ACTUALLY MATTER —
• Cost basis and average buy price
• Realised and unrealised profit & loss (P&L)
• ROI, and ROI including dividends
• Dividend income tracking
• A clean net worth view across every currency you hold

— SEE YOUR PORTFOLIO AT A GLANCE —
• Portfolio dashboard with total value and daily snapshots
• Value and cost-basis charts over time
• Allocation donut by asset type or by where it's held
• Top and bottom performers at a glance

— YOUR DATA, YOUR DEVICE —
• Everything lives in a local database on your phone
• No accounts, no cloud sync, no background uploads, no telemetry by default
• Optional App Lock: 4-digit PIN, optional biometric unlock, and idle auto-lock
• Import and export your data anytime via CSV (with a duplicate-aware import preview)

— OPTIONAL AI COACH (PAID) —
Add a private AI assistant that answers questions about your own portfolio and explains investing concepts in plain language. The Coach can:
• Read entries from typed text, CSV, PDF statements, or screenshots — and always asks you to approve before anything is saved
• Refresh market prices on demand (opt-in)
• Look up and update exchange rates (opt-in)
• Optionally web-search current public facts like inflation (opt-in, off by default)

You stay in control. Granular AI privacy toggles decide exactly what the Coach may read, and nothing leaves your device without your permission. The Coach is educational and analytical only — it does not give personalised investment advice and cannot trade.

— PRICING —
• The full tracker is free, forever.
• AI Coach: Monthly $5.99/mo, or Annual $49.99/yr with a 7-day free trial, or a $2.99 Day Pass for 24-hour access.
• Billing is handled by Google Play. Subscriptions renew automatically until cancelled; manage or cancel anytime in Google Play.

— A PERSONAL TRACKER, NOT A FINANCIAL ADVISER —
Nudge Invest is a personal bookkeeping and portfolio-tracking tool with an optional educational AI assistant. It is not a broker, dealer, or financial adviser, and it creates no such relationship. It does not execute trades and cannot buy, sell, or transfer any assets. It gives no personalised investment advice and makes no recommendations. Prices are entered or estimated by you and may be delayed or inaccurate. Investing involves risk, including possible loss of principal. Always do your own research or consult a licensed professional before making financial decisions.

Track smarter. Stay private. Own your data.