NSDL Jiffy: Zero Balance A/C

Name: NSDL Jiffy: Zero Balance A/C
Rating: 4.0384617 (47730 reviews)
Author: NSDL Payments Bank Ltd

By: NSDL Payments Bank Ltd

Online Account opening, NO Paperwork, Virtual RuPay Debit Card & UPI.

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Features & Capabilities

NSDL Jiffy: Seamless Digital Banking Experience

NSDL Jiffy offers a 100% digital zero balance savings account designed to manage all your banking and payment needs efficiently. Open your account entirely online with no paperwork or branch visits using Aadhaar and PAN card verification. Instantly receive a virtual debit card (RuPay, Visa, or Mastercard) for online purchases or request a physical card for ATM and in-store transactions.

The app enables instant fund transfers via UPI, IMPS, or NEFT across India with beneficiary management features. Pay utility bills like electricity, gas, water, and mobile recharges, and set autopay reminders to avoid late fees. Manage insurance premium payments, loan EMIs, and recharge DTH and Fastag services effortlessly.

Invest in a range of mutual funds, including equity, debt, and tax-saving ELSS schemes, with options to start SIPs, redeem, and switch funds conveniently. Link your savings with a trading account for smooth fund transfers and detailed transaction tracking.

With multi-layer security using MPIN and OTPs, enjoy safe banking alongside exciting discounts and cashback offers on shopping, food delivery, lifestyle, and health services. Backed by NSDL Payments Bank, an RBI approved bank, NSDL Jiffy is your comprehensive digital banking solution.

User Growth & Download Statistics

App Payments Privacy & Security

By:

NSDL Payments Bank Ltd

Downloads:

7,467,051 66.77K

Rating:

4.04

(47,730) 141 new ratings

Version:

0 Last updated: 2026-05-20

Publisher country:

Email:

ca*****@nsdlbank.co.in

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-14

Compare stats and ranking:

Ranking

# 17,358 ▲ 272

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

NSDL Payments Bank Ltd

Google Play Store

https://play.google.com/store/apps/details?id=com.nsdlpb.jiffy

Email:

ca*****@nsdlbank.co.in

Website:

http://www.nsdlbank.com

User Reviews

Users praise NSDL Jiffy for easy online registration and a user-friendly interface. However, most reviews focus on negative experiences: unresponsive customer support; accounts and funds getting frozen with slow or no unfreezing; failed or halted transactions/UPI; charges beyond the promised zero-balance policy; and reliability issues due to server outages. A small portion reports positive experiences, but the prevailing sentiment is concerns about service quality and trust.

Pros

Easy online registration and account opening.
User-friendly / easy-to-use app.
Positive reviews labeling it as the best/top app or having a good experience.

Cons

Customer care is often unresponsive or hard to reach.
Accounts and funds get frozen or blocked with delays in unfreezing.
Transactions, transfers, or UPI functionality frequently fail or are halted.
Extra charges/fees despite the zero-balance claim.
Server outages or unreliable service causing downtime.

Recent reviews

Very bad experience I want to open a new account on this bank I downloaded the app but I unable to register I filling my adhar register phone number but it doesn't supporting and not moving forward from even till otp page so this is very disappointing

SO*****, 2026-05-28

not good bad experience

Bh*****, 2026-05-28

I requested to activate My account and change mobile number 1 month ago. Because account is in Dormant state. They not even reply to the email and when I call Customer care they do not even pick a call it will disconnect after 7 minutes. They are very careless. They do not need customers.