Years Over Yields

Years Over Yields lets you experience what time actually does to investing decisions.

Start with a fixed amount and invest through decades of real stock market history, advancing quarter by quarter or year by year using actual historical prices.

You’ll live through IPOs, crashes, booms, fees, long flat periods, and stretches where nothing seems to happen at all.

You decide what to buy, when to sell, and how long to stay invested. Then you fast-forward and see the consequences.

Replay the same timeline with altered or simulated conditions to explore “what if” scenarios and understand which decisions mattered and which ones didn’t.

Across every run, one pattern emerges:
small choices, made early, compound into very different outcomes over time.

There’s no real money, no pressure, and no tricks.
Nothing to optimize. Nothing to grind.

Just markets, time, and consequences.

Compare your results to market benchmarks.
Run it again to see what truly changed the outcome.

Years Over Yields isn’t about chasing returns.
It’s about understanding patience.

No ads. No accounts. Works offline.

See what time really does.

Disclaimer

Years Over Yields is an educational stock market simulation. All investing activity is simulated using historical market data and algorithmic scenarios. No real money is used, no real trades are executed, and nothing in the app should be considered financial or investment advice.

Any company names, logos, or market data are shown for educational purposes only. Years Over Yields is not affiliated with or endorsed by any company depicted.