NiyyahPay: Plan, Budget & Save

NiyyahPay is a goal-based financial planning app that helps you manage money with intention.

Most people don’t struggle with earning money, they struggle with planning it. Without structure, spending happens first, and saving becomes what is left.

NiyyahPay helps you change that.

With NiyyahPay, you can:

- Set clear savings goals for things that matter
- Track your spending in real time
- Build monthly budgets and stay within limits
- Create locked savings for discipline
- Organize group savings for shared financial goals

We focus on helping users move from reactive spending to intentional financial planning.

Funds are securely held with regulated financial partners, while NiyyahPay provides the tools to help you plan, save, and stay disciplined.

Whether you're saving for Ramadan, business capital, emergencies, or personal goals, NiyyahPay helps you give your money direction.