Nihali

Nihali is a simple app made for local savings groups, committees, and SHGs (Self Help Groups). It helps you keep clear and safe records of your group’s money activities like savings, loans, and repayments.

With Nihali, you don’t need to depend only on notebooks. All records are saved in one place and can be seen by group members anytime. This brings more trust, clarity, and discipline in the group.

What you can do with Nihali:
- Create your savings group easily
- Add members and manage their details
- Record monthly savings (bachat) of each member
- Give loans to members and track repayments
- Earn interest on loans given within the group
- Approve or reject loan requests
- See full transaction history anytime
- View group fund and balance clearly
- Keep SHG-style records and group journey
- Add profile and group photos
- Use premium features like ad-free experience and data export (optional)

Why people use Nihali:
- Easy to understand and use, even for first-time smartphone users
- All members can see records, so everything stays transparent
- Helps avoid confusion and mistakes in money tracking
- Builds trust among group members
- Supports regular savings, timely repayments, and interest earnings for the group

Important:
Nihali is only a record-keeping (hisab kitab) app. It does NOT collect, store, or manage your actual money. All money handling and interest earnings happen within your group, not inside the app.

Permissions used:
- Location (optional): to help find or set group location
- Photos (optional): to upload profile or group pictures
- Contacts (optional): to easily invite members

Data and privacy:
Your data is stored securely and only used to provide app features.

Privacy policy:
https://suvendu2000.github.io/nihali-privacy/nihali-privacy-policy.html

Account deletion:
https://suvendu2000.github.io/nihali-privacy/account-deletion.html