nummz

nummz is a personal finance manager built for people who want full control over their money — without giving their data to anyone else. Everything is stored locally on your device. No accounts. No cloud. No tracking.

TRACK YOUR FINANCES
• Log income and expenses across multiple accounts
• Categorize transactions with custom categories and subcategories
• View spending history and patterns at a glance

BUDGETS
• Create budgets by category with custom time periods
• Monitor spending against your budget in real time
• See upcoming planned payments so nothing catches you off guard

DEBT MANAGEMENT
• Track what you owe and what others owe you
• Log payments and increases over time
• See your remaining balance and progress

ACCOUNTS
• Manage multiple accounts (cash, bank, savings, e-wallet)
• Transfer between accounts
• Keep balances accurate with adjustment entries

SHOPPING LISTS
• Create and manage shopping lists linked to your budgets
• Check off items as you shop

ON-DEVICE AI ASSISTANT
• Ask questions about your finances in plain language
• Powered by a local AI model — runs fully on your device, no internet required
• Suggests transaction entries from natural language

BACKUP & RESTORE
• Export an encrypted backup of all your data
• Restore from backup on any Android device
• Password-protected — only you can open it

PRIVACY FIRST
nummz does not collect, transmit, or store any of your data on external servers. Your financial information never leaves your device unless you explicitly export a backup.

nummz has no ads, and requires no account to use.