NCB Smart OTP

NCB Smart OTP is a secure mobile application developed by National Commercial Joint Stock Bank (NCB) to generate one-time smart passwords (Smart OTP) for online banking transactions across internet banking and NCB iziMobile. It enhances security by encrypting OTPs directly to devices, eliminating the need for physical security tokens.

Key features include stable operation without internet or roaming connections, easy registration via internet banking or NCB iziMobile, and seamless login using Fingerprint, Face ID, or PIN. The app complies with the State Bank of Vietnam's highest D-class transaction limits per Decision 630/QD-NHNN, ensuring the utmost transaction security. For support, users may contact NCB hotline or email.