Vaultra Expense Tracker

Vaultra reads the notifications your bank already sends you and turns them into transactions. Buy a coffee, your phone buzzes, it's logged. You don't open the app, you don't type anything.

Nothing is added behind your back. Every detected payment lands in a review inbox first, with the amount, merchant and a guessed category. Confirm it, fix it, or throw it out. Once you've told it that corner store means groceries, it stops asking.

If your bank writes its notifications in a format the app doesn't recognize, you can teach it. Highlight the amount and the merchant in a real notification and it learns the pattern for that bank.

WHAT YOU GET

- Automatic import from the payment apps you choose
- Review inbox so nothing is logged without you
- Spending by category, monthly trends, top merchants, balance over time
- Monthly budgets per category
- Recurring transactions for rent, subscriptions and salary
- Multi-currency with manual or automatic rates
- Optional fingerprint or PIN lock

YOUR DATA STAYS ON YOUR PHONE

There are no accounts and no servers. Your transactions and your notification content are written to a database on your device and never sent anywhere, because there is nowhere to send them. No ads, no analytics, no tracking, fully offline.

Android grants notification access for everything, so the app enforces its own list: it only reads the apps you pick on the Sources screen. Everything else is skipped.

PRICE

The app is free. Manual entry, every chart, budgets, backup and the rest stay free forever, with no ads and no subscription.

Automatic importing is free for the first 50 transactions. After that it stops until a one-time unlock. Pay once, keep it forever, on every phone you sign into.