Money Tracker: Expense Manager

Money Tracker is a simple, private way to keep track of the money you spend, earn, lend and borrow. Everything you record stays on your phone: there is no account to create and no bank to connect.

Log a spend in seconds
Tap the amber plus button, pick one of twelve colour-coded categories (Food, Social, Traffic, Shopping, Grocery, Education, Bills, Rentals, Medical, Investment, Gift, Other), enter the amount and save. Add a note if you like, and set the date and time with quick wheel pickers. Income has six categories of its own, from Salary to Extra income. Tap any entry later to edit or delete it.

A calculator, not a keyboard
The amount field opens a built-in keypad with plus, minus, multiply and divide. Type 150 + 220 and 370 becomes your amount, with no switching apps and no mental arithmetic.

Your month at a glance
The home ledger groups every transaction by day with a total for each day. The balance card above it shows the month's net figure and stays masked behind an eye icon until you choose to reveal it. Switch between Expend, Income and Loan with one tap, and jump to any month from the month picker.

Money you lend and borrow
Loans have their own tab. Each entry records the amount, the direction and the name of the borrower or lender, and a split strip totals what you have lent and what you have borrowed. Money Tracker is a record book, not a lender: it never offers, arranges or moves money.

Budget jars
Set a budget for the month, then divide it into up to ten jars you name yourself: Savings, Rent, Travel, whatever fits your life. A ring shows how much of the month's budget remains, each jar has its own gauge and ledger, expenses can be charged to a jar as you log them, and the app keeps the total of all jars under your monthly budget.

See where it went
Statistics show your month as a donut chart with percentages or a bar chart per category, followed by a ranked breakdown with share bars. Tap any category to compare this month with last month and see every transaction behind the number.

In your language, your currency
Choose from 22 languages and regional variants, including Hindi, Spanish, Arabic, Bengali, Urdu, Portuguese (Brazil and Portugal) and Chinese (Simplified and Traditional), and switch at any time without restarting; Arabic and Urdu are laid out right to left. Pick one of nine currencies, from pounds, euros and dollars to rupees, yuan, dong, baht and rupiah, and its symbol appears on every amount.

Private by design
Your transactions, jars and budgets live in a local database on your device, and Money Tracker never uploads them. There is no account to create and no connection to your bank. No amount, category, note or name you enter ever leaves your phone.

Money Tracker is free and supported by ads. Ads are served by Google AdMob, which uses your device's advertising ID to select and measure them; you can reset or delete that ID at any time in Android's privacy settings. The app also sends crash reports to Google Firebase Crashlytics — the crash details plus your device model and Android version — along with basic usage events, so faults can be found and fixed. Your financial data is never part of any of this. The only other copy that can leave your phone is the Android system backup you control in your Google account settings.

Money Tracker runs on Android 10 and above, with large touch targets, labelled controls and colours tuned for readability.