Recurring Deposit Calculator

RD Calculator India helps you calculate Recurring Deposit maturity amount and total interest earnings. Plan your monthly savings with RD investments in any Indian bank - SBI, HDFC, ICICI, PNB, or Post Office RD.

Recurring Deposit (RD) is perfect for salaried individuals who want to save a fixed amount every month and earn guaranteed returns. Unlike FD where you invest a lump sum, RD lets you invest small amounts monthly and build a corpus over time.

Key Features:
- Calculate RD maturity amount accurately
- Shows total deposits and interest earned separately
- Support for monthly deposit amounts
- Tenure from 6 months to 10 years
- Interest rates from 3% to 9% (typical RD rates)
- Quarterly compounding calculation
- Instant accurate results
- Works offline - no internet required
- Clean and simple interface
- Share RD calculation with family
- No login or registration needed
- Remove ads with one-time purchase

Perfect For:
- Monthly savings planning
- Goal-based investing (vacation, gadget, wedding)
- Creating emergency funds gradually
- First-time investors with small budgets
- Salaried employees planning systematic savings
- Comparing RD schemes across banks
- Children's education fund through RD
- Post Office RD planning

RD combines the discipline of SIP with the safety of FD. Interest is compounded quarterly in most banks. Our calculator uses the RD formula: M = R × [(1 + i)^n - 1] / (1 - (1 + i)^(-1/3)) where M is maturity, R is monthly deposit, i is quarterly interest rate, and n is quarters.

Download RD Calculator India and start your monthly savings journey today!