MoTrack

MoTrack automatically detects and organizes your mobile money transactions directly from SMS. It is built specifically for Zambia and works with Airtel Money, MTN MoMo and Zamtel Mobile Money.

MoTrack’s core and primary function is reading mobile money transaction confirmation SMS and converting them into a clear financial history. Without SMS permission, the app has no data source and cannot function.

All SMS processing happens entirely on-device. Messages are never uploaded, shared, or sent to any server.

How MoTrack works

When you send or receive money using mobile money, your network sends a confirmation SMS. MoTrack automatically detects these financial messages and extracts the transaction details instantly.

The app reads only messages from the official senders:
• Airtel Money (Airtel)
• MTN Mobile Money – MoMo (MoMo)
• Zamtel Mobile Money (115)

MoTrack automatically extracts:
• Amount and transaction fees
• Sender or recipient name
• Transaction ID and reference number
• Date and time
• Transaction type (sent, received, withdrawal, payment)

No manual entry. No bank connection. No account required.

Core Features

• Automatic SMS detection for mobile money transactions
• Instant transaction history built from SMS
• Dashboard with income, spending and balance totals
• Powerful search and filters for transactions
• Spending insights and category breakdowns
• CSV export for record keeping (Premium)
• PIN lock for privacy and security
• Works fully offline after SMS permission is granted
• Dark mode support

Free vs Premium

Free version includes:
• Last 30 days of transactions
• Dashboard summary
• Basic filters and search
• PIN security

Premium (ZMW 1.50/month) unlocks:
• Unlimited transaction history
• Advanced insights and charts
• CSV export
• Yearly and all-time filters
• Category breakdowns
• 7-day free trial included

Privacy and Security

MoTrack reads only mobile money transaction SMS from Airtel, MoMo and 115.
It does not access personal conversations, contacts, or any other messages.

All data is stored securely on your device using encrypted local storage.
You can delete all data anytime from the app settings.

Built for Zambia 🇿🇲

MoTrack understands the exact SMS formats used by Zambian mobile money providers, ensuring accurate automatic tracking every time.