Mortgage Wise - Calculator

MortgageWise is the most complete mortgage calculator for home buyers in the US, Canada, UK, and Netherlands.

MORTGAGE CALCULATOR
Calculate your exact monthly payment instantly. Enter home price, down payment, interest rate and loan term. Supports monthly, bi-weekly and weekly payment frequencies.

COUNTRY-SPECIFIC CALCULATIONS
US: Standard fixed rate mortgage
Canada: 5-year term with full amortization period
UK: Fixed and tracker rate options
Netherlands: Annuïteitenhypotheek calculation

AMORTIZATION SCHEDULE
Beautiful yearly bar chart showing exactly how much goes to principal vs interest each year. Full yearly breakdown table included.

EXTRA PAYMENT CALCULATOR
See exactly how much interest you save by paying extra each month. Find out how many years earlier you can pay off your mortgage.

LOAN COMPARISON
Compare two loan options side by side. Instantly see which loan saves you more money over the life of the loan.

SAVE YOUR CALCULATIONS
Save unlimited loan scenarios with custom names. No account or login required. Works completely offline.

WHY MORTGAGEWISE?
✓ Works for US, Canada, UK and Netherlands
✓ 100% free, works offline
✓ No account or login needed
✓ Clean, simple interface
✓ Accurate calculations trusted by home buyers worldwide