MoneySaathi

MoneySaathi is your complete personal finance companion, built specifically for salaried employees in India. Everything works offline — your financial data never leaves your device.

💰 SALARY MANAGEMENT
• Generate detailed monthly salary slips
• Track gross salary, PF, ESI, Professional Tax, TDS deductions
• View year-to-date earnings and deduction breakdown
• Export salary slips as PDF, Excel or Word

🕐 ATTENDANCE TRACKING
• Clock in and out with one tap
• Geofence-based automatic attendance at your office
• Track late arrivals, overtime and Loss of Pay (LOP) days
• Home screen widget for quick clock in/out
• Monthly attendance reports with export

🏦 LOAN MANAGEMENT
• Track all your active loans (home, car, personal, education)
• EMI calculator with full amortization schedule
• Compare multiple loans side by side
• Prepayment and closure simulation
• EMI calendar showing upcoming payments

📊 TAX CALCULATOR
• Old regime vs New regime comparison (FY 2025-26)
• Auto TDS calculation based on your salary
• Tax saving checklist — 80C, 80D, NPS, HRA
• What-if simulator to plan your investments

🏛️ GOVERNMENT SCHEMES
• PPF, SSY, NPS, APY, SCSS calculators
• Current interest rates (updated quarterly)
• Projection charts for long-term savings

🧮 FINANCIAL CALCULATORS
• EMI, SIP, FD, RD, GST calculators
• HRA exemption, CTC breakup, EPF & Gratuity
• Inflation, Goal Planner, Age calculator
• SI/CI, NSC/KVP, MIS calculators

📈 REPORTS & EXPORT
• Monthly and annual salary reports
• Attendance history reports
• Export everything as PDF, Excel or Word
• Share directly from the app

🔒 PRIVACY & SECURITY
• 100% offline — no internet needed for core features
• App lock with PIN or fingerprint
• AES-256 encrypted secure notes
• Encrypted backup and restore

✨ MORE FEATURES
• Dark mode support
• Financial health score
• Expense tracker
• Secure notes vault
• Customizable home dashboard
• Smart salary insights and suggestions

MoneySaathi is completely free with no ads, no subscriptions and no data collection. Built for Indian salaried professionals who want full control of their finances.

Download MoneySaathi and take charge of your money today.

Disclaimer: This app is not affiliated with, endorsed by, or representing any government entity. All government scheme information (PPF, SSY, NPS, APY, SCSS, NSC, KVP, POMIS, SGB) is sourced from the following official websites:
• India Post: https://www.indiapost.gov.in/Financial/Pages/Content/Post-Office-Saving-Schemes.aspx
• NPS & APY: https://www.npscra.nsdl.co.in/
• RBI (SGB): https://www.rbi.org.in/
• PM Jan Dhan Yojana: https://pmjdy.gov.in/