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Don't have enough money to last? If you're out of money, you can borrow. Urgent loans in Kazakhstan – payday loans and payday loans delivered to your card 24/7. Microfinance organizations (MFOs) offer microloans on favorable terms. Microloans delivered to your card are a lifesaver if you urgently need money for online purchases or payments. No other loan in Kazakhstan can compare to an express payday loan.

Payday loans: advantages
• You can get an urgent loan. Loans in Kazakhstan for small amounts are processed quickly. To apply for a loan, all you need is a card and a mobile app. You can get a payday loan or credit in just 5 minutes.
• No stringent requirements for borrowers. MFOs lend money online 24/7 to citizens of the CIS and Kazakhstan, guaranteed. No other bank in Kazakhstan offers such favorable lending terms.
• You can repay the loan without significant financial burden. Some loans are comparable to installment plans, as they offer a grace period without interest. • Long repayment terms. You don't have to repay loans immediately. You can get an online loan for 365 days. However, it's worth keeping in mind that it's more profitable for individuals to repay any loan immediately after payday.
Unlike banks, microfinance organizations (MFOs) can provide loans without refusal. A bank may refuse if you regularly take out online loans and don't make payments.

When is the best time to borrow until payday?
You can get loans to your card:
1. If you're confident you can repay the loan and your payday is just around the corner.
2. If your card is just a little short for a purchase and you need credit.
3. Your salary hasn't arrived and you need an urgent loan to your Kazakhstan card in a couple of clicks.

How to get a quick online loan?
The easiest way to get a quick loan until payday is in a single mobile app.
1. What amount in tenge is needed.
2. Select the desired terms from the MFO.
3. Submit an instant loan application.
4. Get fast approval without refusal and cash until payday.

To get cash until payday online without refusal, simply download the app. The app will find fast, reliable microloans in Kokshetau, Almaty, Astana, and other cities in Kazakhstan. Get fast approval and cash immediately on your card or Kaspi wallet. You can use it online 24/7, convenient if you don't want to choose a microloan yourself.

Example interest rate calculation
- Loan principal amount: 20,000 tenge.
- Loan principal amount: 20,000 tenge.
- Loan term: 100 days.
- Loan usage fee: 0.08% per day, or 16 tenge per day, or 2.4% per month (averaged over 30 days), or 480 tenge per month (averaged over 30 days).
- The total fee for 100 days will be 1,600 tenge.
- The total amount to be repaid, taking into account the loan amount: 21,600 tenge.
- The full loan cost (FLC) as a percentage is 32.4% per annum.

Loan Terms
- The minimum loan repayment period is 62 days.
- The maximum loan repayment period is 365 days.
- The maximum annual percentage rate (APR), which includes the loan interest and all other fees and expenses for the year (Annual Percentage Rate (APR)), is 1% (minimum) and 32% (maximum).
- The minimum daily interest rate is 0.01%.
- The maximum daily interest rate is 1%.
- Late payment penalty: 0.1% of the overdue amount per day, but no more than 10% of the loan amount.
- No other fees or charges.

Information on the consequences of late payment
In case of late payment, the penalty amount is no more than 150% of the initial amount. This means that for a loan of 10,000 rubles, the debt cannot exceed 25,000 rubles.

Company License Number
License No. 38382755577572

Company Current Physical Address
Vršovické náměstí 10, Prague 101 00, Czech Republic

Application Functions
- Loans Online
- Bank Credit Cards
- Money, Credit, and Card Transactions (track all your expenses and income)