Moneta: Finance Tracker

Moneta is a private finance tracker for people who want to understand where their money goes.

Track expenses, income, budgets, subscriptions, car costs, utility bills, crypto, investments and savings in one simple Android app — without registration, cloud sync or monthly subscription.

Your money stays under your control.

WHY MONETA?

Most finance apps are either too simple or too connected to external services. Moneta gives you a private, offline-first way to manage your daily money, plan your budget and see the real picture of your finances.

Use it to answer simple but important questions:

• Where did my money go this month?
• How much do I spend on food, transport, subscriptions or car expenses?
• What is my real balance across cash, bank accounts and investments?
• How much do my monthly subscriptions cost?
• How much does my car really cost to maintain?
• Am I spending more than I earn?

MAIN FEATURES

EXPENSE TRACKER
Quickly add daily expenses with amount, category, description and payment account. Track spending by day, week or month, filter by category and use built-in or custom categories.

INCOME TRACKER
Add salary, freelance income, rent, dividends and other income sources. Moneta helps you calculate net income, hourly value and recurring income.

BUDGET & DASHBOARD
See your balance, monthly income, expenses, recent transactions and spending by category in one clear dashboard.

SUBSCRIPTION TRACKER
Track recurring payments and subscriptions. See upcoming charges, monthly costs and active or inactive subscriptions.

CREDITS & LOANS
Add loans and monthly payments, track repayment progress and understand your monthly financial load.

CAR EXPENSE TRACKER
Track fuel, service, repairs, mileage, insurance and technical inspection dates. See how much your car really costs.

APARTMENT & UTILITIES
Manage rent, electricity, gas, water, heating, internet and other utility payments. Track meter-based and fixed payments in one place.

CRYPTO PORTFOLIO
Add crypto assets manually or connect Binance, Bybit and OKX accounts with read-only API access. Track balances, prices and profit/loss.

STOCKS & INVESTMENTS
Track stocks, entry price, current value, profit/loss and dividend yield separately from your main balance.

VACATION PLANNER
Plan trips, set a budget and track savings for your next vacation.

AI FINANCIAL ASSISTANT
Use an optional AI assistant to analyze expenses, budget habits and your financial situation. You can choose OpenAI or NVIDIA models and manage your own API key.

RECEIPT SCANNER
Scan receipts and add expenses faster with AI-powered OCR.

CAPITAL OVERVIEW
Track cash, bank balances, crypto, investments, real estate and converted values in one capital overview.

PRIVATE BY DESIGN

Moneta is built for people who care about financial privacy.

• No registration required
• No cloud account
• No monthly subscription
• Core financial data is stored locally on your device
• Crypto exchange connections use read-only API access
• AI features are optional and controlled by your settings

MULTI-LANGUAGE & MULTI-CURRENCY

Moneta supports multiple languages and currencies, including UAH, USD, EUR, GBP, PLN and CZK.

WHO IS MONETA FOR?

Moneta is useful for:

• People who want to control personal spending
• Anyone who wants a private expense tracker
• Drivers who track car expenses
• People who manage subscriptions and recurring payments
• Crypto and investment users
• Freelancers and people with multiple income sources
• Anyone who wants a simple money manager without cloud sync

TAKE CONTROL OF YOUR MONEY

Stop guessing where your money goes.

With Moneta, you can track expenses, plan your budget, manage subscriptions, understand your car and home costs, and keep your financial data private on your device.