Moai Money

Moai Money is an app for managing collaborative financial groups (Moai). With it, you can create groups, manage participants, track cycles, control payments, and organize contributions in a simple and secure way. Ideal for those seeking group financial discipline with transparency, control, and practicality in their daily lives. In some parts of the country, Moai is called Caixa or Caixinha depending on the local culture. What is a Moai?

Moai is a collective savings system originating from Okinawa, Japan. A group of people meet, and each member contributes a fixed amount every month. At the end of each cycle, one member receives the total collected—either by bidding (whoever offers the highest advance payment), by lottery, or by group nomination.

It's a collaborative way to access larger sums of money without resorting to bank loans, based on mutual trust among participants. Moai Money brings this tradition to the digital world, with security, organization, and transparency.