Mitram360 - Loan Advisor

Mitram360 is a loan assistance and advisory platform that helps users connect with experienced loan advisors who guide them through the offline loan application process offered by RBI-registered banks and NBFCs.

⚠️ Important: Mitram360 is not a lender. We do not provide loans, approve applications, or disburse funds within the app.

🔹 What Mitram360 Does
- Mitram360 enables users to request a call from a trained loan advisor by sharing basic contact details. Our advisors:
- Understand your loan requirement
- Explain available loan options from partner lenders
- Guide you through offline documentation and verification
- Assist with next steps in the loan process
- All loan approvals, interest rates, and disbursals are handled entirely offline by partner banks or NBFCs.

🔹 Supported Loan Categories
- Our advisors provide guidance and information for the following loan types:
• Personal Loans
• Business Loans
• Home Loans
• Education Loans
• Vehicle Loans
• Agriculture Loans
• Loan Against Property

Actual loan availability, eligibility, and terms depend solely on the lender.

🔹 How It Works
1️⃣ Enter your name, mobile number, and city
2️⃣ Select the type of loan you are interested in
3️⃣ A loan advisor contacts you to guide you through the offline process

🔹 Loan Information Disclosure
- Mitram360 does not provide loans directly. All loans are offered and disbursed by RBI-registered banks and NBFCs.

Typical Loan Terms (For Reference Only)
• Loan Amount Range: ₹50,000 – ₹50,00,000
• Repayment Tenure: Minimum 6 months – Maximum 240 months (20 years)
• Maximum Annual Percentage Rate (APR): Up to 36% per annum

Representative Example (Illustrative Only)
Loan Amount: ₹5,00,000
Tenure: 36 months
APR: 18% per annum
Monthly EMI: ~₹18,070
Total Repayment Amount: ~₹6,50,520

Actual loan terms, interest rates, processing fees, tenure, and approval depend entirely on the lender’s policies, applicant eligibility, credit profile, and applicable regulations.

Mitram360 does not calculate EMI, determine eligibility, or influence loan approval decisions.

🔹 Important Disclosures
• Mitram360 is not a lender
• We do not offer instant loans or guaranteed approvals
• We do not approve or disburse loans
• KYC and document verification are conducted offline by lenders
• Loan tenure, APR, and conditions are set solely by partner banks or NBFCs
• Any fees or charges are determined by the lending institution

🔹 Data & Privacy
We collect only basic user information such as name, phone number, and location to enable loan advisors to contact you.
✔ Data is handled securely
✔ Shared only for loan assistance purposes
✔ Never sold to third parties

Please review our Privacy Policy for complete details.

🔹 Why Choose Mitram360?
✔ Simple and guided loan assistance
✔ Transparent offline verification
✔ No hidden charges from Mitram360
✔ Support from trained loan advisors
✔ Multiple loan categories in one app

📞 Need Help?
Our support team is available to assist you throughout your journey.