Dumi - Sahabat ASN Indonesia

Dumi Indonesia is a technology-based fintech platform designed specifically for Civil Servants (ASN) in Indonesia, offering unsecured loans through a safe and legal process.

Key features include a loan ceiling up to IDR 350 million, APR starting from 9.9% per year, and terms up to 15 years, with loan purposes such as business capital, home renovations, and education costs. The service is registered and supervised by the Financial Services Authority (OJK) and managed by PT Fidac Inovasi Teknologi, with examples and transparent fees provided.