Mikdar

Mikdar is a free, offline-first personal finance app with built-in Islamic finance tools — designed for everyday money management, Zakat planning, inheritance distribution, and 20+ practical calculators. Available in English, বাংলা, and العربية.

🔒 PRIVATE BY DESIGN
• No data collection — your finances stay on your device
• No ads, no tracking, no analytics
• PIN + biometric unlock with 24-character recovery key
• Encrypted local database
• Optional Google Drive backup (AES-256 encrypted, only you can decrypt)
• Works fully offline — internet is optional

💰 CASH MANAGER
• Track income, expenses, and transfers across cash, bKash, Nagad, Rocket, bank accounts
• Multiple wallets with custom names and icons
• Day-grouped transaction list with daily net
• Period filter: today, week, month, year, custom range
• Quick-add templates for repeat entries (long-press the + button)
• Wallet-to-wallet transfers with linked transaction pairs

📊 BUDGETS & REPORTS
• Set monthly category budgets with progress alerts
• Per-wallet balance breakdown
• Income vs expense charts
• Category spending analysis
• Lifetime balance with multi-wallet detail

🤝 DEBT TRACKER
• Track who owes you and whom you owe
• Per-party ledger with running balance
• Due date reminders
• Settlement history

📋 RECURRING TRANSACTIONS
• Auto-create salary, rent, subscriptions on schedule
• Daily, weekly, monthly, yearly rules
• Edit or pause any rule

🎯 SAVINGS GOALS
• Track Hajj fund, wedding, emergency reserve, etc.
• Visual progress with target date
• Multiple concurrent goals

🧾 INVOICES
• Generate professional invoices for clients
• PDF export
• Customer contact ledger
• Multi-language invoice templates

📷 RECEIPT SCANNER
• On-device OCR extracts amount and merchant
• Optional cloud Smart Scan with your own Gemini API key

🕌 ISLAMIC FINANCE TOOLS
• Zakat Calculator — cash, gold, silver, mixed assets
• Livestock Zakat — cattle, sheep, goats, camels
• Agricultural Zakat — irrigated and rain-fed crops
• Miras & Waris — Islamic inheritance distribution (Hanafi)
• Hijri calendar integration

🧮 PRACTICAL CALCULATORS
• EMI Calculator — home, car, personal loans
• SIP Calculator — systematic investment plans
• Loan Comparison — compare two loan offers
• Currency Converter — 16 currencies with live rates
• Unit Converter — length, weight, temperature, volume
• Time Zone Converter — for diaspora users
• GPA / CGPA Calculator — international grading scales
• Date Difference — age, anniversaries, project countdowns
• Tip Splitter — divide bills among friends
• Bill Splitter — split unequal shares
• Discount Calculator — multi-stack discounts
• Land Calculator — Bangladesh land units
• Tax Calculator and more

🔔 SMART REMINDERS
• Bill due dates
• Debt collection reminders
• Budget warnings
• Custom recurring reminders
• Alarm-style notifications (bypass silent mode)

🌍 LANGUAGES & CURRENCIES
• English, বাংলা (Bengali), العربية (Arabic) with full RTL support
• 16 currencies supported (BDT default, USD, SAR, AED, INR, PKR, MYR, IDR, and more)
• Auto-detect country and currency on first launch

🎨 THEMES
• Light, dark, and system default
• Clean modern design optimized for one-handed use

WHO IS MIKDAR FOR?
• Anyone managing a household or business budget
• Muslims fulfilling Zakat obligations and inheritance duties
• Small business owners tracking income, expenses, and customer debts
• Students using GPA calculators and budget tools
• Bangladesh diaspora needing multi-currency and timezone tools

PERMISSIONS
Mikdar requests only the permissions needed for specific features you trigger: notifications for reminders, camera for receipt scanning, gallery access for saved receipts, wake lock for scheduled notifications.

Free. No ads. No tracking. No subscription. Just a clean, private money manager.

Made with care for Bangladesh and the global Muslim community.