Cipher

Your financial history shouldn't live on someone else's servers.

Cipher automatically captures transactions from SMS and supported finance app notifications, organizes them into a searchable financial history, and helps you understand where your money goes. Everything happens entirely on your device.

No account.
No bank linking.
No cloud.
No ads.
No tracking.

Just your finances, under your control.

WHAT YOU CAN DO

• Automatically capture transactions from SMS and supported finance app notifications
• Organize spending into categories like Food, Shopping, Bills, Travel, Investments, and more
• Track your monthly budget and monitor your spending throughout the month
• Detect recurring subscriptions before they catch you by surprise
• Explore your spending with trends, category breakdowns, merchant insights, heatmaps, and more
• Search, add, edit, and manage transactions whenever you need
• Export your transaction history as CSV or PDF
• Create encrypted backups and restore them whenever you want

PRIVACY

Privacy isn't an afterthought—it's the foundation of Cipher.

Cipher has no Internet permission. It cannot upload your financial data, collect analytics, display ads, or create an online profile.

Your financial data stays on your device. Always.

SECURITY

• AES-256 encrypted database powered by SQLCipher
• Fingerprint authentication
• Automatic app lock
• Privacy mode to hide balances and sensitive information
• No ads
• No trackers
• No analytics

OPEN SOURCE

Cipher is fully open source. You can inspect the source code yourself and verify exactly how your data is handled.

Designed for transaction alerts from major Indian banks, UPI apps, and digital wallets, with support continuing to expand.