Renda Fácil: Simule Renda Fixa

📊 EASY INCOME – Fixed Income Simulator and Calculator

Calculate, simulate, and compare your fixed income investments quickly, visually, and without complications. Easy Income is the ideal financial calculator for those who want to understand the yield of CDBs, Treasury Direct, LCIs, LCAs, Debentures, and other fixed income securities before investing.

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💡 WHAT IS FIXED INCOME?

Fixed income is one of the safest and most popular ways to invest in Brazil. Unlike variable income (stocks, REITs), fixed income securities offer more predictable returns, with pre-fixed, post-fixed (linked to CDI, Selic, or IPCA), or hybrid rates. They are ideal for those seeking security, an emergency fund, financial planning, or portfolio diversification.

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✨ WHY CHOOSE EASY INCOME?

• CDB, Treasury Direct, LCI, LCA, and Debenture Calculator in a single app
• Simulate investments with compound interest and see your assets grow
• Compare different securities and rates side-by-side to make the best decision
• Calculate the impact of Income Tax and IOF on your earnings
• Clean and intuitive interface — no registration or bank account required
• Completely free and works offline

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⭐ MAIN FEATURES

• Profitability simulator: calculate how much your investment yields in any term
• CDI calculator: simulate returns linked to the CDI (e.g., CDB 110% of CDI)
• Treasury Direct simulator: Treasury Selic, Treasury IPCA+, and Treasury Fixed Rate
• Investment comparison: see which yields more — CDB vs LCI vs LCA vs Savings
• Compare rates over various terms: compare net returns in 6 months, 1, 2, 3, and 5 years and see the effect of regressive income tax and LCI/LCA exemption
• Retirement calculator: find out how long it will take you to reach your goal and how much you need to invest per month
• Compound interest: visualize the power of compound interest over time
• Income tax and IOF calculation: discover the real net return after taxes
• Interactive graphs: visually track how your money grows
• Simulation history: save and redo simulations and comparisons without typing everything again
• Customizable rates: use current market rates or simulate future scenarios
• Real-time results: values ​​update as you type

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👥 WHO IS EASY INCOME FOR?

• Beginners in investing who want to understand fixed income without getting lost in formulas
• Investors who need a quick and reliable financial calculator
• Those seeking retirement planning, homeownership, or long-term goals
• Finance professionals who need to quickly compare products
• Students of economics, business administration, and finance
• Anyone who wants to make their money grow more safely

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🎓 FINANCIAL EDUCATION IN PRACTICE

Renda Fácil goes beyond a simple calculator: it's a financial education tool. Learn in practice the difference between CDI, Selic, IPCA, and how each index impacts your returns. Understand what grace periods, maturity, daily liquidity, and FGC (Credit Guarantee Fund) are.

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🚀 START NOW — IT'S FREE!

Open the app and run your first simulation in seconds. No registration, no bureaucracy. Discover how much your money can earn and make smarter financial decisions today.

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⚠️ LEGAL NOTICE

Renda Fácil is an educational financial simulation tool. The information and calculations presented do not constitute investment advice. Consult a qualified professional (investment advisor or financial planner) before making any real financial decisions. Investments involve risks, including the possibility of losing invested capital.

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💬 Questions, suggestions, or feedback? Get in touch — your opinion helps us improve!