财小蜜

As your assets become increasingly complex, ordinary bookkeeping is no longer sufficient.

CaiXiaoMi is a personal asset management app designed for individuals with complex financial structures.

If you simultaneously hold multiple brokerage accounts, various investment products, multiple bank cards, and assets in multiple currencies, CaiXiaoMi helps you clearly see all your assets and net worth changes within a single app.

It not only records income and expenses but also manages your overall wealth structure.

Why choose CaiXiaoMi?

📊 Unified Management of Multi-Market Investments

Supports Mainland A-shares, Hong Kong stocks, US stocks, Taiwan stocks, and Singapore stocks (T-1 market data), as well as asset types such as funds, ETFs, gold, fixed deposits, and cryptocurrencies.

One-stop management for different markets and assets.

💱 Automatic Conversion of Multiple Currencies

Supports automatic conversion of major fiat currencies such as RMB, USD, JPY, HKD, and NTD, allowing you to view your total assets in your base currency with one click.

Cross-border investment and multi-currency assets are no longer chaotic.

📈 Automatic Investment Return Calculation

Automatically calculates holding costs, returns, and net worth trends to generate a personal net worth curve, helping you truly understand wealth growth.

🪙 Crypto Asset & Precious Metal Support

Supports accounting and cost calculation for crypto assets such as BTC, ETH, and stablecoins; Supports profit and loss statistics for physical gold and paper gold holdings.

🏦 Multi-Account Asset Integration

Manage your asset and liability structure uniformly across multiple bank cards, payment accounts, and ledgers (personal/family/side hustle).

* Easily Handles Complex Accounting Scenarios

* Joint payments, transaction fees, coupons, refunds

* Expense management and status tracking

* Loan interest calculation and repayment reminders

* Credit card bills and installment management

* Weekly/monthly/yearly multi-dimensional budgeting

WeChat Assistant doesn't just keep track of accounts; it clarifies complex financial structures.

* Powerful data import capabilities

* Supports importing:

* WeChat Pay and Alipay statements

* Transaction records from multiple banks

* Data migration from various mainstream accounting apps

* Excel template import

* Automatic recognition and categorization, significantly reducing repetitive data entry.

* AI-powered intelligent accounting

* Automatic voice/text recognition for categorization and amount

* Supports combined calculations (e.g., "Breakfast 15 + Coffee 30")

* Supports screenshot accounting

Making complex accounting more efficient.

Designed specifically for these users:

* People who invest in multiple markets simultaneously

* People who hold stocks, funds, gold, and crypto assets

* People with multiple bank cards and multi-currency accounts

* People who want a systematic approach to managing their personal net worth

If you simply want to record daily expenses, CaiXiaoMi may not be suitable for you.

However, if your financial structure has become complex, it will become your core asset management tool.

* Ultimate user experience

* No ad interruptions

* Lightning-fast startup

* Cloud backup and multi-device synchronization

* Local encrypted data storage

* Focus on asset management itself, not distractions.