maimoney: control de gastos

Tired of writing down every expense? Just say "I spent 5,000 pesos on a coffee" and you're done: amount, category, and bank. No need to connect your bank, no need to register—everything stays on your phone.

The spreadsheet starts off well. But each month you update it less, until catching up—one or two weeks' worth of expenses, entry by entry—becomes a real pain. Not because you're lazy: because typing in every expense is an accountant's job. Maimoney works the other way around: you live, the app records.

THREE WAYS TO CAPTURE, ZERO TYPING
• Say it verbally: "I bought sneakers in 6 installments with Falabella," and the AI ​​detects the amount, installments, category, and bank. It understands how we talk here: 5,000 pesos, 1,000 pesos, retail installments.

• Screenshot of your bank statement: the OCR reads the image on your phone and shows you each transaction with checkboxes before saving. You confirm what's included.

• CSV from your bank: your monthly statement imported in 30 seconds.

FIND THE MONEY YOU'RE WASTING — NEW IN 3.0
• When you import your statement, Maimoney automatically detects recurring expenses: subscriptions and monthly, quarterly, or annual bills. That subscription you tried in March that's still charging you? It'll be there.

• Tap "Analyze my history" in Summary and review all your months at once. Recurring expenses will be highlighted, and you can set them as fixed expenses in one tap.

Fixed expenses and income can also be broken down quarterly, semi-annually, and annually, with the next bill always visible.

• Smarter summary: projected monthly expenses, spending patterns by category, and suggested spending limits based on your actual spending history.

HOW MUCH CAN YOU SPEND TODAY, GUILT-FREE?
Your Spending Allowance: income, minus fixed expenses, minus installments, minus your savings goal. The money you can truly spend, calculated daily, as soon as you open the app. With two views: Actual (how you're doing today) and Projected (how you'll end the month).

YOUR MONEY IS YOUR BUSINESS
• No registration, no email, no RUT (Chilean tax ID), no bank passwords.

• Zero servers: your data lives only on your phone. We can't see it even if we wanted to.

• Apple verifies it: "No data is collected."

• Works offline and is protected with Face ID.

MADE FOR CHILE
• The 14 CMF commercial banks, plus MercadoPago and Tenpo.

Retail installments, paycheck on the day it arrives, common expenses.

More than 100 Chilean businesses that automatically categorize themselves: Lider, Jumbo, Copec, Cruz Verde, Uber, and more. Every correction you make becomes a rule.

Subscriptions and installments with a reminder the day before payment is due.

FREE TO START
60 free transactions per month, forever, no card required. Do you use it every day? Pro costs $1,990/month or $14,990/year, with unlimited transactions and custom categories.

Download it, enter your first purchase, and see how much you have available to spend today. It only takes a minute to register.