MahaCalc: EMI Loan Calculator

100% FREE. NO ADS. NO SUBSCRIPTIONS.



MahaCalc is India’s fastest and most comprehensive financial toolkit, designed specifically for Bankers, Business Owners, and Financial Planners.



Whether you need to calculate a Home Loan EMI, compare two loans, count cash at a bank counter, or plan your investments (SIP/PPF), MahaCalc does it all instantly.



Best of all? It is completely Ad-Free and works 100% Offline. No internet required!



🔥 What's New & Key Features

✅ 100% Free & Ad-Free: Enjoy a premium, distraction-free experience forever.

✅ New Homescreen Widget: Access your favorite calculators instantly right from your Android device's home screen!

✅ Premium Themes Unlocked: Enjoy Dark, Navy, and Black aesthetics at no cost.

✅ 100% Offline: Works without the internet. Zero data usage.

✅ PDF Reports: Generate professional PDF reports for Loans and Schedules to share with clients.

✅ Smart History: Automatically saves your calculations for future reference.

✅ Support the Developer: Love the app? Buy the developer a coffee from the settings!



🛠️ Calculator Categories



1. 🏦 Loans & Credit

• EMI Calculator: Calculate monthly installments with a detailed amortization schedule (Yearly/Monthly).

• Loan Eligibility: Check how much loan you can get based on your income (FOIR/NTH methods).

• Compare Loans [NEW]: Compare two loans side-by-side to find the cheapest option and maximize savings.

• ROI Change [NEW]: See how a change in the interest rate affects your EMI or loan tenure.

• Agri Loan Calc: Specialized tool to calculate Monthly, Quarterly, or Half-Yearly installments for KCC and Term Loans.

• Staff Loan: Dedicated calculator for Bank Staff (Vehicle & Housing) with detailed Principal and Interest phase breakdowns.



2. 📈 Investments & Savings

• SIP Calculator: Calculate returns on Mutual Funds (Lumpsum & Monthly).

• SWP Calculator [NEW]: Plan your regular monthly income from mutual funds via Systematic Withdrawal Plans.

• PPF (Public Provident Fund): Calculate maturity amounts and tax-free interest.

• SSY (Sukanya Samriddhi): Plan for your child's future with the latest Govt interest rates.

• NPS Calculator [NEW]: Plan your retirement corpus and pension with the National Pension System.

• FD & RD: Fixed Deposit and Recurring Deposit calculators with compounding options.



3. 💼 Business & Tax

• Cash Tally (Cash Counter): Essential for Bank Cashiers. Tally currency notes and get the total in words instantly.

• GST Calculator: Add or Remove GST tax with a single click.

• Income Tax: Quick tax estimation based on Old vs. New Regime.



4. 🛠️ Utilities

• Currency Converter [NEW]: Instantly convert global currencies (USD, EUR, etc.) to Indian Rupees (INR).

• Age Calculator: Calculate exact age in Years, Months, and Days.

• Date Calculator: Add or subtract days from a specific date.

• Fuel Cost: Calculate trip costs based on mileage and fuel price.



Disclaimer: This app provides financial calculations for guidance only. Please consult your bank or financial advisor for exact figures.