Lumi

Lumifin is a mobile payment application designed for European travelers visiting Southeast Asia. The app allows users to make payments by scanning local QR codes at participating merchants, providing a seamless alternative to cash and traditional card payments.
Users can fund their Lumifin account in euros, and payments are processed through Lumifin’s regulated payment infrastructure. Merchants receive settlement in their local currency, while travelers benefit from transparent exchange rates and a simple checkout experience.
Lumifin works with licensed and regulated financial partners authorized to provide payment services in accordance with applicable European regulations, including the Payment Services Directive (PSD2) and related EU regulatory requirements.
Key Features
Secure account registration and identity verification
EUR wallet funding
QR code scan-to-pay functionality
Real-time currency conversion
Transaction history and payment receipts