TNhanhPay

TNhanhPay – A fast and transparent personal finance solution for Vietnamese users. Simple registration, automatic approval, and disbursement to your bank account in just 10 minutes – all on your phone, no need to visit a store.

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1. Registration Requirements
- Vietnamese citizens aged 18 and above, with a valid Citizen Identification Card (CCCD)
- Have a stable occupation and income source
- Have an active mobile phone number and bank account
2. How to Register – Only 5 Steps
1. Download and install the TNhanhPay application
2. Register using your phone number, verify with OTP
3. Complete the application: take a photo of your face, provide income and bank account information
4. Receive assessment results in a short time
5. Money disbursed to the registered account in 10 minutes
3. Outstanding Advantages
- Fast disbursement – ​​Money arrives in your account in just 10 minutes
- No collateral, no guarantor required
- Loan limit up to 80 million VND, term 91 – 360 days
- Automatic approval 24/7, online electronic identification
- Clear interest rates, no hidden fees
- TLS security, personal data protection
4. Information Product
- Loan amount: from 900,000 – 80,000,000 VND
- Loan term: from 91 – 360 days
- APR (maximum): 24%/year (≈ 0.066%/day)
- Processing fee: No processing fee, no hidden fees
- Transparency: Actual APR displayed before disbursement, subject to credit risk assessment

5. Example loan
Loan of 60,000,000 VND – 180 days – APR 24%/year
- Equivalent interest rate: 2%/month
- Principal payment per month: 60,000,000 ÷ 6 = 10,000,000 VND
- Interest payment per month: 60,000,000 × 2% = 1,200,000 VND
- Monthly payment: 11,200,000 VND
- Total repayment after 6 months: 67,200,000 VND (principal 60,000,000 + interest 7,200,000)
The above figures are for illustrative purposes only. Actual terms and costs are clearly displayed in the application before you confirm receipt of funds. Disagreement → No disbursement.

6. Important Notes
• Not all applications are approved. Results depend on your credit rating.

• Please borrow responsibly and ensure your ability to repay on time. Late repayments may affect your credit score.

• TNhanhPay cooperates with licensed financial partners.

• Costs and terms are clearly disclosed before signing the credit agreement.

7. Our Commitment
- Transparent Costs: Interest rates and installment plans are clearly displayed before disbursement
- Data Security: Compliant with the Cybersecurity Law 2015 and Decree 13/2023/ND-CP
- Responsible Lending: Loan limits are based on actual repayment ability
- Continuous Support: From registration to full repayment

Support Email: support@tiennhanh.xyz
Website: tiennhanh.xyz
Support Hours: Monday – Friday, 09:00 – 18:00
Register today – Get money in 10 minutes!