LoanWise: EMI Loan Calculator

LoanWise is a fast, accurate loan calculator that works fully offline. Calculate your EMI, see exactly where every payment goes, compare loans side by side, and find out how much you can actually afford.

■ Loan Calculators
Personal, mortgage, auto, and business loans. Enter the amount, interest rate, and term — get your monthly payment (EMI), total interest, total payment, and payoff date instantly.

■ Amortization Schedule, Visualized
A month-by-month breakdown of principal, interest, and balance — plus charts that show how your payments shift from interest to principal over time. Collapse by year for long mortgages.

■ Compare Loans Side by Side
Save calculations and compare two loans in one view. See the difference in monthly payment, total interest, and payoff date — and exactly how much the better option saves you.

■ How Much Can I Borrow?
Work backwards from your budget: enter the monthly payment you can afford and get your maximum loan amount, or find the term that fits your target payment.

■ Pay Off Faster
Simulate extra payments and see how much interest you save and how many months you cut from your loan.

■ Deposit Calculators & Tools
Fixed deposit (FD) and recurring deposit (RD) returns, plus everyday unit converters and a world clock.

■ Private & Offline
No account, no sign-up. All calculations run on your device.

Disclaimer: LoanWise is for educational and financial planning purposes only. Actual loan terms vary by lender — please consult a financial professional before making decisions.